SCHD vs THMR
Schwab US Dividend Equity ETF vs THOR AdaptiveRisk Dynamic ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | THMR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.10% | |
| AUM | $108.7B | $46M | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 28 | |
| YTD Return | +26.54% | +1.40% | |
| 1Y Return | +30.90% | - | |
| 3Y Return (annualized) | +16.29% | - | |
| 5Y Return (annualized) | +9.65% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -9.9% | |
| Fund Family | Charles Schwab Asset Management | Thor Financial Technologies | |
| Category | Equity | Allocation/Balanced | |
| Inception | Oct 20, 2011 | Apr 9, 2026 |
SCHD vs THMR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and THOR AdaptiveRisk Dynamic ETF (THMR) is a ETF from Thor Financial Technologies. Year to date, SCHD is up 26.54% versus a gain of 1.40% for THMR.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -9.9% for THMR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while THMR charges 1.10%. On a $10,000 position that is $6 vs $110 annually, a gap of $104 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for THMR.
Holdings Overlap
SCHD and THMR share 1 holdings out of 127 unique holdings combined, representing a 1.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in THMR | Difference |
|---|---|---|---|
| UNH | 4.11% | 1.10% | 3.01% |
Frequently Asked Questions
Which is cheaper, SCHD or THMR?
SCHD has an expense ratio of 0.06% while THMR charges 1.10%. SCHD is the cheaper option. On a $10,000 investment, that is $104 per year of difference.
What is the holdings overlap between SCHD and THMR?
SCHD and THMR share 1 common holdings with a 1.1% weight overlap. Combined, they hold 127 unique securities.
Which pays a higher dividend, SCHD or THMR?
SCHD yields 3.13% while THMR yields 0.00%, so SCHD currently pays the higher dividend yield.
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