THMR vs VTI

THMR vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricTHMRVTIWinner
Expense Ratio1.10%0.03%
AUM$46M$666.9B
Dividend Yield0.00%1.07%
Holdings283,543
YTD Return+1.03%+13.67%
1Y Return-+22.17%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.51%
Volatility (annualized)-15.3%
Max Drawdown-9.9%-56.6%
Fund FamilyThor Financial TechnologiesVanguard (US)
CategoryAllocation/BalancedEquity
InceptionApr 9, 2026May 24, 2001

THMR vs VTI Performance

THOR AdaptiveRisk Dynamic ETF (THMR) is a ETF from Thor Financial Technologies and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, THMR is up 1.03% versus a gain of 13.67% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -9.9% for THMR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

THMR charges 1.10% per year while VTI charges 0.03%. On a $10,000 position that is $110 vs $3 annually, a gap of $107 per year that compounds over a long holding period. On income, THMR currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

16.3%overlap

THMR and VTI share 12 holdings out of 2803 unique holdings combined, representing a 16.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in THMRWeight in VTIDifference
NVDA4.00%6.32%2.32%
AAPL2.32%5.84%3.52%
AVGO4.29%2.46%1.83%
AMZNProProPro
LLYProProPro
GOOGProProPro
WMTProProPro
SOProProPro
XOMProProPro
TJXProProPro
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Frequently Asked Questions

Which is cheaper, THMR or VTI?

THMR has an expense ratio of 1.10% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $107 per year of difference.

What is the holdings overlap between THMR and VTI?

THMR and VTI share 12 common holdings with a 16.3% weight overlap. Combined, they hold 2803 unique securities.

Which pays a higher dividend, THMR or VTI?

THMR yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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