SCHD vs TMFG
Schwab US Dividend Equity ETF vs Motley Fool Global Opportunities ETF
Which is better, SCHD or TMFG?
Large Cap Value against Large Cap Growth.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 48.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TMFG |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.85% |
| AUM | $112.2B | $358M |
| Dividend Yield | 3.13% | 0.26% |
| Holdings | 103 | 46 |
| YTD Return | +27.56%Best | +3.71% |
| 1Y Return | +30.29%Best | +2.19% |
| 3Y Return (annualized) | +16.37%Best | +11.25% |
| 5Y Return (annualized) | +10.23% | - |
| Volatility (annualized) | 14.7%Best | 17.1% |
| Max Drawdown | -16.9%Best | -33.7% |
| $10,000 over 4.7 years | $15,705Best | $11,878 |
| Top 10 Weight | 41.5%Best | 48.6% |
| Fund Family | Charles Schwab Asset Management | Motley Fool Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Growth |
| Inception | Oct 20, 2011 | Jun 17, 2014 |
Volatility and max drawdown, and the $10,000 over 4.7 years row, are measured over the window both funds cover: Dec 13, 2021 to Sep 4, 2026 (4.7 years).
SCHD vs TMFG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.7 years both funds cover.
SCHD vs TMFG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Motley Fool Global Opportunities ETF (TMFG) is an ETF from Motley Fool Asset Management. Over the past year SCHD returned +30.29% while TMFG returned +2.19%. Year to date, SCHD is up 27.56% versus a gain of 3.71% for TMFG.
Over three years, SCHD compounded at +16.37% per year against +11.25% for TMFG.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TMFG has been the more volatile fund, with annualized monthly volatility of 17.1% compared with 14.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.9% for SCHD and -33.7% for TMFG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TMFG charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.26% for TMFG.
Holdings Overlap
1.8% of SCHD's money is in holdings TMFG also owns. 5.5% of TMFG's money is in holdings SCHD also owns.
TMFG and SCHD share little of their money.
2 positions in common, counted across the 100 positions we hold weights for in SCHD and 40 in TMFG, against full books of 103 and 46.
What only one of them owns
Our book lists 20 positions for TMFG that do not appear in our book for SCHD (56.1% of the fund), and 97 for SCHD that do not appear in TMFG (98.1%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and TMFG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TMFG?
SCHD has an expense ratio of 0.06% while TMFG charges 0.85%. SCHD is the cheaper option, by $79 a year on a $10,000 investment.
Which performed better, SCHD or TMFG?
Over the past year SCHD returned +30.29% vs +2.19% for TMFG, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TMFG?
TMFG has been the more volatile fund at 17.1% annualized versus 14.7% for SCHD. Worst drawdown: SCHD -16.9% vs TMFG -33.7%.
Should I hold both SCHD and TMFG?
SCHD and TMFG have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and TMFG?
5.5% of TMFG's money is in holdings SCHD also owns. 5.5% of TMFG's is in holdings SCHD also owns. They hold 2 positions in common, counted across the 100 positions we hold weights for in SCHD and 40 in TMFG.
Which pays a higher dividend, SCHD or TMFG?
SCHD yields 3.13% while TMFG yields 0.26%, so SCHD currently pays the higher dividend yield.
Is TMFG better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 48.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.