SCHD vs TMFG
Schwab US Dividend Equity ETF vs Motley Fool Global Opportunities ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | TMFG | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.85% | |
| AUM | $103.7B | $349M | |
| Dividend Yield | 3.31% | 0.27% | |
| Holdings | 104 | 46 | |
| YTD Return | +26.21% | +6.03% | |
| 1Y Return | +29.99% | +4.56% | |
| 3Y Return (annualized) | +15.73% | +12.20% | |
| 5Y Return (annualized) | +9.67% | - | |
| Volatility (annualized) | 13.6% | 17.3% | |
| Max Drawdown | -33.4% | -33.7% | |
| Fund Family | Charles Schwab Asset Management | Motley Fool Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jun 17, 2014 |
SCHD vs TMFG Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Motley Fool Global Opportunities ETF (TMFG) is a ETF from Motley Fool Asset Management. Over the past year SCHD returned +29.99% while TMFG returned +4.56%. Year to date, SCHD is up 26.21% versus a gain of 6.03% for TMFG.
Over three years, SCHD compounded at +15.73% per year against +12.20% for TMFG. Across the full 5-year window we track, SCHD has the edge at +11.50% annualized vs +4.27%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TMFG has been the more volatile fund, with annualized monthly volatility of 17.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -33.7% for TMFG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.66. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TMFG charges 0.85%. On a $10,000 position that is $6 vs $85 annually, a gap of $79 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.27% for TMFG.
Holdings Overlap
Frequently Asked Questions
Which is cheaper, SCHD or TMFG?
SCHD has an expense ratio of 0.06% while TMFG charges 0.85%. SCHD is the cheaper option. On a $10,000 investment, that is $79 per year of difference.
Which performed better, SCHD or TMFG?
Over the past year SCHD returned +29.99% vs +4.56% for TMFG, so SCHD leads on 1-year performance. Over the longest common window we track (5 years), SCHD annualized +11.50% vs +4.27% for TMFG. Past performance does not guarantee future results.
Which is riskier, SCHD or TMFG?
TMFG has been the more volatile fund at 17.3% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs TMFG -33.7%.
Should I hold both SCHD and TMFG?
SCHD and TMFG have a monthly-return correlation of 0.66, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TMFG?
SCHD and TMFG share 2 common holdings with a 1.7% weight overlap. Combined, they hold 139 unique securities.
Which pays a higher dividend, SCHD or TMFG?
SCHD yields 3.31% while TMFG yields 0.27%, so SCHD currently pays the higher dividend yield.
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