SCHD vs TRIO
Schwab US Dividend Equity ETF vs MC Trio Equity Buffered ETF
Which is better, SCHD or TRIO?
Large Cap Value against Multi Alternative.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | TRIO |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.70% |
| AUM | $112.1B | $122M |
| Dividend Yield | 3.00% | 0.00% |
| Holdings | 103 | 3 |
| YTD Return | +21.73%Best | +8.06% |
| 1Y Return | +26.35%Best | +2.11% |
| 3Y Return (annualized) | +16.02% | - |
| 5Y Return (annualized) | +9.26% | - |
| Volatility (annualized) | 14.6% | 9.0%Best |
| Max Drawdown | -13.8% | -11.1%Best |
| $10,000 over 1.6 years | $12,579Best | $11,158 |
| Fund Family | Charles Schwab Asset Management | McCarthy & Cox |
| Category | Equity | Alternative |
| Style | Large Cap Value | Multi Alternative |
| Inception | Oct 20, 2011 | Mar 5, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Mar 6, 2025 to Sep 25, 2026 (1.6 years).
SCHD vs TRIO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
SCHD vs TRIO Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and MC Trio Equity Buffered ETF (TRIO) is an ETF from McCarthy & Cox. Over the past year SCHD returned +26.35% while TRIO returned +2.11%. Year to date, SCHD is up 21.73% versus a gain of 8.06% for TRIO.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 9.0% for TRIO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.8% for SCHD and -11.1% for TRIO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.30. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while TRIO charges 0.70%. On a $10,000 position that is $6 vs $70 annually, a gap of $64 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for TRIO.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 1 in TRIO, totalling 100.0% and 1.2% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 1 in TRIO, against full books of 103 and 3.
You are not choosing between two funds in isolation.
Whichever of SCHD and TRIO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or TRIO?
SCHD has an expense ratio of 0.06% while TRIO charges 0.70%. SCHD is the cheaper option, by $64 a year on a $10,000 investment.
Which performed better, SCHD or TRIO?
Over the past year SCHD returned +26.35% vs +2.11% for TRIO, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +15.42% vs +7.09% for TRIO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or TRIO?
SCHD has been the more volatile fund at 14.6% annualized versus 9.0% for TRIO. Worst drawdown: SCHD -13.8% vs TRIO -11.1%.
Should I hold both SCHD and TRIO?
SCHD and TRIO have a monthly-return correlation of 0.30, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or TRIO?
SCHD yields 3.00% while TRIO yields 0.00%, so SCHD currently pays the higher dividend yield.
Is TRIO better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.