SCHD vs TRUI

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDTRUIWinner
Expense Ratio0.06%0.10%
AUM$103.7B$254,700
Dividend Yield3.31%0.00%
Holdings10477
YTD Return+25.58%+6.88%
1Y Return+31.06%-
3Y Return (annualized)+15.55%-
5Y Return (annualized)+9.61%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-4.7%
Fund FamilyCharles Schwab Asset ManagementVanEck
CategoryEquityEquity
InceptionOct 20, 2011Jun 2, 2026

SCHD vs TRUI Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and VanEck Industrials TruSector ETF (TRUI) is a ETF from VanEck. Year to date, SCHD is up 25.58% versus a gain of 6.88% for TRUI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -4.7% for TRUI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while TRUI charges 0.10%. On a $10,000 position that is $6 vs $10 annually, a gap of $4 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for TRUI.

Holdings Overlap

5.3%overlap

SCHD and TRUI share 6 holdings out of 171 unique holdings combined, representing a 5.3% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in TRUIDifference
ADP2.54%1.75%0.79%
UPS2.25%1.43%0.82%
FAST1.34%0.98%0.36%
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Frequently Asked Questions

Which is cheaper, SCHD or TRUI?

SCHD has an expense ratio of 0.06% while TRUI charges 0.10%. SCHD is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

What is the holdings overlap between SCHD and TRUI?

SCHD and TRUI share 6 common holdings with a 5.3% weight overlap. Combined, they hold 171 unique securities.

Which pays a higher dividend, SCHD or TRUI?

SCHD yields 3.31% while TRUI yields 0.00%, so SCHD currently pays the higher dividend yield.

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