SCHD vs UBOT
Schwab US Dividend Equity ETF vs Direxion Daily Robotics, Artificial Intelligence & Automation Index Bull 2X ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | UBOT | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.32% | |
| AUM | $103.7B | $23M | |
| Dividend Yield | 3.31% | 0.97% | |
| Holdings | 104 | 8 | |
| YTD Return | +25.62% | -4.56% | |
| 1Y Return | +32.62% | +12.16% | |
| 3Y Return (annualized) | +15.58% | +10.93% | |
| 5Y Return (annualized) | +9.63% | -9.85% | |
| Volatility (annualized) | 13.6% | 60.3% | |
| Max Drawdown | -33.4% | -86.1% | |
| Fund Family | Charles Schwab Asset Management | Direxion Shares ETF Trust | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Apr 19, 2018 |
SCHD vs UBOT Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Direxion Daily Robotics, Artificial Intelligence & Automation Index Bull 2X ETF (UBOT) is a ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +32.62% while UBOT returned +12.16%. Year to date, SCHD is up 25.62% versus a loss of 4.56% for UBOT.
Over three years, SCHD compounded at +15.58% per year against +10.93% for UBOT; over five years the annualized figures are +9.63% and -9.85% respectively. Across the full 8-year window we track, SCHD has the edge at +11.47% annualized vs -7.30%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UBOT has been the more volatile fund, with annualized monthly volatility of 60.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -86.1% for UBOT. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.67. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while UBOT charges 1.32%. On a $10,000 position that is $6 vs $132 annually, a gap of $126 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.97% for UBOT.
Holdings Overlap
SCHD and UBOT share 0 holdings out of 104 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or UBOT?
SCHD has an expense ratio of 0.06% while UBOT charges 1.32%. SCHD is the cheaper option. On a $10,000 investment, that is $126 per year of difference.
Which performed better, SCHD or UBOT?
Over the past year SCHD returned +32.62% vs +12.16% for UBOT, so SCHD leads on 1-year performance. Over the longest common window we track (8 years), SCHD annualized +11.47% vs -7.30% for UBOT. Past performance does not guarantee future results.
Which is riskier, SCHD or UBOT?
UBOT has been the more volatile fund at 60.3% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs UBOT -86.1%.
Should I hold both SCHD and UBOT?
SCHD and UBOT have a monthly-return correlation of 0.67, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and UBOT?
SCHD and UBOT share 0 common holdings with a 0.0% weight overlap. Combined, they hold 104 unique securities.
Which pays a higher dividend, SCHD or UBOT?
SCHD yields 3.31% while UBOT yields 0.97%, so SCHD currently pays the higher dividend yield.
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