SCHD vs UBR
Schwab US Dividend Equity ETF vs ProShares Ultra MSCI Brazil Capped
Quick Verdict
SCHD has a lower expense ratio. UBR delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | UBR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.95% | |
| AUM | $103.7B | $4M | |
| Dividend Yield | 3.31% | 1.75% | |
| Holdings | 104 | 6 | |
| YTD Return | +25.62% | +4.84% | |
| 1Y Return | +32.62% | +45.36% | |
| 3Y Return (annualized) | +15.58% | +4.67% | |
| 5Y Return (annualized) | +9.63% | -2.77% | |
| Volatility (annualized) | 13.6% | 62.3% | |
| Max Drawdown | -33.4% | -97.2% | |
| Fund Family | Charles Schwab Asset Management | ProShares | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Apr 27, 2010 |
SCHD vs UBR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and ProShares Ultra MSCI Brazil Capped (UBR) is a ETF from ProShares. Over the past year SCHD returned +32.62% while UBR returned +45.36%. Year to date, SCHD is up 25.62% versus a gain of 4.84% for UBR.
Over three years, SCHD compounded at +15.58% per year against +4.67% for UBR; over five years the annualized figures are +9.63% and -2.77% respectively. Across the full 15-year window we track, SCHD has the edge at +11.47% annualized vs -14.45%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UBR has been the more volatile fund, with annualized monthly volatility of 62.3% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -97.2% for UBR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.46. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while UBR charges 0.95%. On a $10,000 position that is $6 vs $95 annually, a gap of $89 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 1.75% for UBR.
Frequently Asked Questions
Which is cheaper, SCHD or UBR?
SCHD has an expense ratio of 0.06% while UBR charges 0.95%. SCHD is the cheaper option. On a $10,000 investment, that is $89 per year of difference.
Which performed better, SCHD or UBR?
Over the past year SCHD returned +32.62% vs +45.36% for UBR, so UBR leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.47% vs -14.45% for UBR. Past performance does not guarantee future results.
Which is riskier, SCHD or UBR?
UBR has been the more volatile fund at 62.3% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs UBR -97.2%.
Should I hold both SCHD and UBR?
SCHD and UBR have a monthly-return correlation of 0.46, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, SCHD or UBR?
SCHD yields 3.31% while UBR yields 1.75%, so SCHD currently pays the higher dividend yield.
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