SCHD vs UBRL
SCHD vs UBRL
Schwab US Dividend Equity ETF vs GraniteShares 2x Long UBER Daily ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | UBRL | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.15% | |
| AUM | $103.7B | $20M | |
| Dividend Yield | 3.31% | 14.80% | |
| Holdings | 104 | 2 | |
| YTD Return | +24.26% | -27.84% | |
| 1Y Return | +31.38% | -46.25% | |
| 3Y Return (annualized) | +15.08% | - | |
| 5Y Return (annualized) | +9.72% | - | |
| Volatility (annualized) | 13.6% | 50.7% | |
| Max Drawdown | -33.4% | -62.8% | |
| Fund Family | Charles Schwab Asset Management | GraniteShares | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Sep 3, 2024 |
SCHD vs UBRL Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and GraniteShares 2x Long UBER Daily ETF (UBRL) is a ETF from GraniteShares. Over the past year SCHD returned +31.38% while UBRL returned -46.25%. Year to date, SCHD is up 24.26% versus a loss of 27.84% for UBRL.
Risk: Volatility and Drawdowns
UBRL has been the more volatile fund, with annualized monthly volatility of 50.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -62.8% for UBRL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.11. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while UBRL charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 14.80% for UBRL.
Holdings Overlap
SCHD and UBRL share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or UBRL?
SCHD has an expense ratio of 0.06% while UBRL charges 1.15%. SCHD is the cheaper option. On a $10,000 investment, that is $109 per year of difference.
Which performed better, SCHD or UBRL?
Over the past year SCHD returned +31.38% vs -46.25% for UBRL, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.39% vs -16.76% for UBRL. Past performance does not guarantee future results.
Which is riskier, SCHD or UBRL?
UBRL has been the more volatile fund at 50.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs UBRL -62.8%.
Should I hold both SCHD and UBRL?
SCHD and UBRL have a monthly-return correlation of 0.11, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and UBRL?
SCHD and UBRL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or UBRL?
SCHD yields 3.31% while UBRL yields 14.80%, so UBRL currently pays the higher dividend yield.
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