SCHD vs UBRL
Schwab US Dividend Equity ETF vs GraniteShares 2x Long UBER Daily ETF
Which is better, SCHD or UBRL?
Large Cap Value against Leverage Strategy.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | UBRL |
|---|---|---|
| Expense Ratio | 0.06%Best | 1.15% |
| AUM | $112.1B | $22M |
| Dividend Yield | 3.00% | 14.02% |
| Holdings | 103 | 2 |
| YTD Return | +24.23%Best | -36.86% |
| 1Y Return | +27.90%Best | -52.49% |
| 3Y Return (annualized) | +15.55% | - |
| 5Y Return (annualized) | +9.97% | - |
| Volatility (annualized) | 13.8%Best | 50.4% |
| Max Drawdown | -16.1%Best | -62.8% |
| $10,000 over 2 years | $13,039Best | $6,202 |
| Fund Family | Charles Schwab Asset Management | GraniteShares |
| Category | Equity | Alternative |
| Style | Large Cap Value | Leverage Strategy |
| Inception | Oct 20, 2011 | Sep 3, 2024 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 2 years row, are measured over the window both funds cover: Sep 4, 2024 to Sep 17, 2026 (2 years).
SCHD vs UBRL growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2 years both funds cover.
SCHD vs UBRL Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and GraniteShares 2x Long UBER Daily ETF (UBRL) is an ETF from GraniteShares. Over the past year SCHD returned +27.90% while UBRL returned -52.49%. Year to date, SCHD is up 24.23% versus a loss of 36.86% for UBRL.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UBRL has been the more volatile fund, with annualized monthly volatility of 50.4% compared with 13.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -62.8% for UBRL. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.17. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while UBRL charges 1.15%. On a $10,000 position that is $6 vs $115 annually, a gap of $109 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 14.02% for UBRL.
You are not choosing between two funds in isolation.
Whichever of SCHD and UBRL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or UBRL?
SCHD has an expense ratio of 0.06% while UBRL charges 1.15%. SCHD is the cheaper option, by $109 a year on a $10,000 investment.
Which performed better, SCHD or UBRL?
Over the past year SCHD returned +27.90% vs -52.49% for UBRL, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +14.19% vs -21.25% for UBRL. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or UBRL?
UBRL has been the more volatile fund at 50.4% annualized versus 13.8% for SCHD. Worst drawdown: SCHD -16.1% vs UBRL -62.8%.
Should I hold both SCHD and UBRL?
SCHD and UBRL have a monthly-return correlation of 0.17, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or UBRL?
SCHD yields 3.00% while UBRL yields 14.02%, so UBRL currently pays the higher dividend yield.
Is UBRL better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.