UBRL vs VTI
GraniteShares 2x Long UBER Daily ETF vs Vanguard Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | UBRL | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.15% | 0.03% | |
| AUM | $20M | $663.5B | |
| Dividend Yield | 14.80% | 1.07% | |
| Holdings | 2 | 3,543 | |
| YTD Return | -27.56% | +14.22% | |
| 1Y Return | -44.87% | +22.19% | |
| 3Y Return (annualized) | - | +21.27% | |
| 5Y Return (annualized) | - | +12.23% | |
| Volatility (annualized) | 50.8% | 15.3% | |
| Max Drawdown | -62.8% | -56.6% | |
| Fund Family | GraniteShares | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Sep 3, 2024 | May 24, 2001 |
UBRL vs VTI Performance
GraniteShares 2x Long UBER Daily ETF (UBRL) is a ETF from GraniteShares and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year UBRL returned -44.87% while VTI returned +22.19%. Year to date, UBRL is down 27.56% versus a gain of 14.22% for VTI.
Risk: Volatility and Drawdowns
UBRL has been the more volatile fund, with annualized monthly volatility of 50.8% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -62.8% for UBRL and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.36. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
UBRL charges 1.15% per year while VTI charges 0.03%. On a $10,000 position that is $115 vs $3 annually, a gap of $112 per year that compounds over a long holding period. On income, UBRL currently yields 14.80% against 1.07% for VTI.
Holdings Overlap
UBRL and VTI share 1 holdings out of 2783 unique holdings combined, representing a 0.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in UBRL | Weight in VTI | Difference |
|---|---|---|---|
| UBER | 66.66% | 0.20% | 66.46% |
Frequently Asked Questions
Which is cheaper, UBRL or VTI?
UBRL has an expense ratio of 1.15% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $112 per year of difference.
Which performed better, UBRL or VTI?
Over the past year UBRL returned -44.87% vs +22.19% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), UBRL annualized -16.48% vs +8.14% for VTI. Past performance does not guarantee future results.
Which is riskier, UBRL or VTI?
UBRL has been the more volatile fund at 50.8% annualized versus 15.3% for VTI. Worst drawdown: UBRL -62.8% vs VTI -56.6%.
Should I hold both UBRL and VTI?
UBRL and VTI have a monthly-return correlation of 0.36, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between UBRL and VTI?
UBRL and VTI share 1 common holdings with a 0.2% weight overlap. Combined, they hold 2783 unique securities.
Which pays a higher dividend, UBRL or VTI?
UBRL yields 14.80% while VTI yields 1.07%, so UBRL currently pays the higher dividend yield.
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