Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDUSFEWinner
Expense Ratio0.06%0.45%
AUM$103.7B$2M
Dividend Yield3.31%0.00%
Holdings10458
YTD Return+24.26%+5.65%
1Y Return+31.38%-
3Y Return (annualized)+15.08%-
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-9.4%
Fund FamilyCharles Schwab Asset ManagementFirst Eagle Investments
CategoryEquityEquity
InceptionOct 20, 2011Jan 27, 2026

SCHD vs USFE Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and First Eagle US Equity ETF (USFE) is a ETF from First Eagle Investments. Year to date, SCHD is up 24.26% versus a gain of 5.65% for USFE.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -9.4% for USFE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while USFE charges 0.45%. On a $10,000 position that is $6 vs $45 annually, a gap of $39 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for USFE.

Holdings Overlap

7.7%overlap

SCHD and USFE share 5 holdings out of 148 unique holdings combined, representing a 7.7% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in USFEDifference
OKE1.50%4.80%3.30%
ADP2.54%2.31%0.23%
CMCSA2.19%1.80%0.39%
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Frequently Asked Questions

Which is cheaper, SCHD or USFE?

SCHD has an expense ratio of 0.06% while USFE charges 0.45%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.

What is the holdings overlap between SCHD and USFE?

SCHD and USFE share 5 common holdings with a 7.7% weight overlap. Combined, they hold 148 unique securities.

Which pays a higher dividend, SCHD or USFE?

SCHD yields 3.31% while USFE yields 0.00%, so SCHD currently pays the higher dividend yield.

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