SCHD vs USNG
Schwab US Dividend Equity ETF vs Amplify Samsung US Natural Gas Infrastructure ETF
Which is better, SCHD or USNG?
USNG has been ahead.
SCHD has a lower expense ratio. USNG led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 62.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | USNG |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.59% |
| AUM | $112.1B | $10M |
| Dividend Yield | 3.00% | 1.52% |
| Holdings | 103 | 27 |
| YTD Return | +23.46% | +27.98%Best |
| 1Y Return | +27.20% | +31.18%Best |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Volatility (annualized) | 12.7%Best | 16.2% |
| Max Drawdown | -4.6%Best | -11.9% |
| $10,000 over 1.3 years | $13,228 | $14,347Best |
| Top 10 Weight | 41.8%Best | 62.7% |
| Fund Family | Charles Schwab Asset Management | Amplify ETFs |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Value |
| Inception | Oct 20, 2011 | May 20, 2025 |
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: May 20, 2025 to Sep 18, 2026 (1.3 years).
SCHD vs USNG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
SCHD vs USNG Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Amplify Samsung US Natural Gas Infrastructure ETF (USNG) is an ETF from Amplify ETFs. Over the past year SCHD returned +27.20% while USNG returned +31.18%. Year to date, SCHD is up 23.46% versus a gain of 27.98% for USNG.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USNG has been the more volatile fund, with annualized monthly volatility of 16.2% compared with 12.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -4.6% for SCHD and -11.9% for USNG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.24. They move largely independently of each other.
Fees and Cost Over Time
SCHD charges 0.06% per year while USNG charges 0.59%. On a $10,000 position that is $6 vs $59 annually, a gap of $53 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 1.52% for USNG.
Holdings Overlap
1.5% of SCHD's money is in holdings USNG also owns. 0.9% of USNG's money is in holdings SCHD also owns.
SCHD and USNG share little of their money.
1 positions in common, counted across the 100 positions we hold weights for in SCHD and 26 in USNG, against full books of 103 and 27.
What only one of them owns
Our book lists 22 positions for USNG that do not appear in our book for SCHD (86.6% of the fund), and 98 for SCHD that do not appear in USNG (98.5%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in USNG | Difference |
|---|---|---|---|
| OKEOneok Inc. | 1.47% | 0.89% | 0.58% |
You are not choosing between two funds in isolation.
Whichever of SCHD and USNG you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or USNG?
SCHD has an expense ratio of 0.06% while USNG charges 0.59%. SCHD is the cheaper option, by $53 a year on a $10,000 investment.
Which performed better, SCHD or USNG?
Over the past year SCHD returned +27.20% vs +31.18% for USNG, so USNG leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +24.01% vs +32.00% for USNG. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or USNG?
USNG has been the more volatile fund at 16.2% annualized versus 12.7% for SCHD. Worst drawdown: SCHD -4.6% vs USNG -11.9%.
Should I hold both SCHD and USNG?
SCHD and USNG have a monthly-return correlation of 0.24, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and USNG?
1.5% of SCHD's money is in holdings USNG also owns. 0.9% of USNG's is in holdings SCHD also owns. They hold 1 positions in common, counted across the 100 positions we hold weights for in SCHD and 26 in USNG.
Which pays a higher dividend, SCHD or USNG?
SCHD yields 3.00% while USNG yields 1.52%, so SCHD currently pays the higher dividend yield.
Is USNG better than SCHD?
SCHD has a lower expense ratio. USNG led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 62.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.