SCHD vs USSE
Schwab US Dividend Equity ETF vs Segall Bryant & Hamill Select Equity ETF
Which is better, SCHD or USSE?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y, USSE over 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 59.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | USSE |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.65% |
| AUM | $112.2B | $360M |
| Dividend Yield | 3.13% | 0.00% |
| Holdings | 103 | 21 |
| YTD Return | +26.13%Best | +20.01% |
| 1Y Return | +30.01%Best | +23.38% |
| 3Y Return (annualized) | +16.09% | +17.56%Best |
| 5Y Return (annualized) | +9.95% | - |
| Volatility (annualized) | 13.4%Best | 13.5% |
| Max Drawdown | -16.1%Best | -22.4% |
| $10,000 over 3 years | $15,400 | $16,037Best |
| Top 10 Weight | 41.5%Best | 59.3% |
| Fund Family | Charles Schwab Asset Management | Segall Bryaant & Hamill Asset management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Aug 29, 2023 |
Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Aug 30, 2023 to Sep 8, 2026 (3 years).
SCHD vs USSE growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.
SCHD vs USSE Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Segall Bryant & Hamill Select Equity ETF (USSE) is an ETF from Segall Bryaant & Hamill Asset management. Over the past year SCHD returned +30.01% while USSE returned +23.38%. Year to date, SCHD is up 26.13% versus a gain of 20.01% for USSE.
Over three years, SCHD compounded at +16.09% per year against +17.56% for USSE.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USSE has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 13.4% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -22.4% for USSE. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.41. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while USSE charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for USSE.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 20 in USSE, totalling 100.0% and 97.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 20 in USSE, against full books of 103 and 21.
What only one of them owns
Our book lists 19 positions for USSE that do not appear in our book for SCHD (93.5% of the fund), and 98 for SCHD that do not appear in USSE (99.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and USSE you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or USSE?
SCHD has an expense ratio of 0.06% while USSE charges 0.65%. SCHD is the cheaper option, by $59 a year on a $10,000 investment.
Which performed better, SCHD or USSE?
Over the past year SCHD returned +30.01% vs +23.38% for USSE, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or USSE?
USSE has been the more volatile fund at 13.5% annualized versus 13.4% for SCHD. Worst drawdown: SCHD -16.1% vs USSE -22.4%.
Should I hold both SCHD and USSE?
SCHD and USSE have a monthly-return correlation of 0.41, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or USSE?
SCHD yields 3.13% while USSE yields 0.00%, so SCHD currently pays the higher dividend yield.
Is USSE better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, USSE over 3Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 59.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.