SCHD vs USSE
Schwab US Dividend Equity ETF vs Segall Bryant & Hamill Select Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | USSE | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.65% | |
| AUM | $108.7B | $371M | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 22 | |
| YTD Return | +25.69% | +23.60% | |
| 1Y Return | +30.41% | +28.57% | |
| 3Y Return (annualized) | +16.03% | +18.60% | |
| 5Y Return (annualized) | +9.64% | - | |
| Volatility (annualized) | 13.6% | 13.7% | |
| Max Drawdown | -33.4% | -22.4% | |
| Fund Family | Charles Schwab Asset Management | Segall Bryaant & Hamill Asset management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Aug 29, 2023 |
SCHD vs USSE Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Segall Bryant & Hamill Select Equity ETF (USSE) is a ETF from Segall Bryaant & Hamill Asset management. Over the past year SCHD returned +30.41% while USSE returned +28.57%. Year to date, SCHD is up 25.69% versus a gain of 23.60% for USSE.
Over three years, SCHD compounded at +16.03% per year against +18.60% for USSE. Across the full 3-year window we track, USSE has the edge at +18.60% annualized vs +11.46%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USSE has been the more volatile fund, with annualized monthly volatility of 13.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -22.4% for USSE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.41. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while USSE charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for USSE.
Holdings Overlap
SCHD and USSE share 0 holdings out of 120 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or USSE?
SCHD has an expense ratio of 0.06% while USSE charges 0.65%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, SCHD or USSE?
Over the past year SCHD returned +30.41% vs +28.57% for USSE, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), SCHD annualized +11.46% vs +18.60% for USSE. Past performance does not guarantee future results.
Which is riskier, SCHD or USSE?
USSE has been the more volatile fund at 13.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs USSE -22.4%.
Should I hold both SCHD and USSE?
SCHD and USSE have a monthly-return correlation of 0.41, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and USSE?
SCHD and USSE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 120 unique securities.
Which pays a higher dividend, SCHD or USSE?
SCHD yields 3.13% while USSE yields 0.00%, so SCHD currently pays the higher dividend yield.
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