USSE vs VTI
Segall Bryant & Hamill Select Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, USSE or VTI?
Each has led over a different period.
VTI has a lower expense ratio. USSE led over 1Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.90. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 58.0%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USSE | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $357M | $666.9B |
| Dividend Yield | 0.00% | 1.03% |
| Holdings | 21 | 3,543 |
| YTD Return | +22.00%Best | +12.43% |
| 1Y Return | +23.88%Best | +15.92% |
| 3Y Return (annualized) | +19.33% | +22.42%Best |
| 5Y Return (annualized) | - | +12.37% |
| Volatility (annualized) | 13.4% | 13.2%Best |
| Max Drawdown | -22.4% | -19.3%Best |
| $10,000 over 3.1 years | $16,417 | $17,503Best |
| Top 10 Weight | 58.0% | 33.3%Best |
| Fund Family | Segall Bryaant & Hamill Asset management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Aug 29, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.1 years row, are measured over the window both funds cover: Aug 30, 2023 to Sep 28, 2026 (3.1 years).
USSE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.1 years both funds cover.
USSE vs VTI Performance
Segall Bryant & Hamill Select Equity ETF (USSE) is an ETF from Segall Bryaant & Hamill Asset management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year USSE returned +23.88% while VTI returned +15.92%. Year to date, USSE is up 22.00% versus a gain of 12.43% for VTI.
Over three years, USSE compounded at +19.33% per year against +22.42% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USSE has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.4% for USSE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
USSE charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, USSE currently yields 0.00% against 1.03% for VTI.
Holdings Overlap
92.6% of USSE's money is in holdings VTI also owns. 28.5% of VTI's money is in holdings USSE also owns.
Most of USSE is already inside VTI. Owning both mostly buys the same companies twice.
19 positions in common, counted across the 20 positions we hold weights for in USSE and 3,463 in VTI, against full books of 21 and 3,543.
What only one of them owns
Our book lists 1,131 positions for VTI that do not appear in our book for USSE (68.9% of the fund), and 0 for USSE that do not appear in VTI (0.0%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in USSE | Weight in VTI | Difference |
|---|---|---|---|
| NVDANvidia Corp | 7.46% | 6.40% | 1.06% |
| MSFTMicrosoft Corp | 7.21% | 4.79% | 2.42% |
| AAPLApple, Inc | 4.73% | 6.29% | 1.56% |
| AMZNAmazon.Com Inc | 5.92% | 3.65% | 2.27% |
| GOOGAlphabet Inc | 6.82% | 2.31% | 4.51% |
| ATIAti Inc | 6.99% | 0.04% | 6.95% |
| JPMJpmorgan Chase | 4.68% | 1.31% | 3.37% |
| ANETArista Networks Inc. | 5.43% | 0.27% | 5.16% |
| LLYEli Lilly & Co. | 4.24% | 1.35% | 2.89% |
| VVisa Inc Class A | 4.18% | 0.83% | 3.35% |
92.6% of USSE is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USSE or VTI?
USSE has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, USSE or VTI?
Over the past year USSE returned +23.88% vs +15.92% for VTI, so USSE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USSE or VTI?
USSE has been the more volatile fund at 13.4% annualized versus 13.2% for VTI. Worst drawdown: USSE -22.4% vs VTI -19.3%.
Should I hold both USSE and VTI?
USSE and VTI have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between USSE and VTI?
92.6% of USSE's money is in holdings VTI also owns. 28.5% of VTI's is in holdings USSE also owns. They hold 19 positions in common, counted across the 20 positions we hold weights for in USSE and 3,463 in VTI.
Which pays a higher dividend, USSE or VTI?
USSE yields 0.00% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than USSE?
VTI has a lower expense ratio. USSE led over 1Y, VTI over 3Y and the full window. The two have moved almost in lockstep, correlation 0.90. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 58.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.