USSE vs VTI
Segall Bryant & Hamill Select Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. USSE delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | USSE | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.65% | 0.03% | |
| AUM | $371M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 22 | 3,543 | |
| YTD Return | +21.24% | +13.67% | |
| 1Y Return | +27.74% | +22.17% | |
| 3Y Return (annualized) | +17.79% | +21.93% | |
| 5Y Return (annualized) | - | +12.51% | |
| Volatility (annualized) | 13.6% | 15.3% | |
| Max Drawdown | -22.4% | -56.6% | |
| Fund Family | Segall Bryaant & Hamill Asset management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Aug 29, 2023 | May 24, 2001 |
USSE vs VTI Performance
Segall Bryant & Hamill Select Equity ETF (USSE) is a ETF from Segall Bryaant & Hamill Asset management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year USSE returned +27.74% while VTI returned +22.17%. Year to date, USSE is up 21.24% versus a gain of 13.67% for VTI.
Over three years, USSE compounded at +17.79% per year against +21.93% for VTI. Across the full 3-year window we track, USSE has the edge at +17.79% annualized vs +8.11%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.6% for USSE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -22.4% for USSE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.91. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
USSE charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, USSE currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
USSE and VTI share 19 holdings out of 2788 unique holdings combined, representing a 26.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, USSE or VTI?
USSE has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.
Which performed better, USSE or VTI?
Over the past year USSE returned +27.74% vs +22.17% for VTI, so USSE leads on 1-year performance. Over the longest common window we track (3 years), USSE annualized +17.79% vs +8.11% for VTI. Past performance does not guarantee future results.
Which is riskier, USSE or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.6% for USSE. Worst drawdown: USSE -22.4% vs VTI -56.6%.
Should I hold both USSE and VTI?
USSE and VTI have a monthly-return correlation of 0.91, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between USSE and VTI?
USSE and VTI share 19 common holdings with a 26.5% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, USSE or VTI?
USSE yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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