IVV vs USSE

IVV vs USSE

Which is better, IVV or USSE?

Each has led over a different period.

IVV has a lower expense ratio. IVV led over 3Y and the full window, USSE over 1Y. The two have moved almost in lockstep, correlation 0.90. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 59.3%.

Lower Fees: IVVHigher Returns: splitLess Concentrated: IVV

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricIVVUSSE
Expense Ratio0.03%Best0.65%
AUM$886.7B$360M
Dividend Yield1.10%0.00%
Holdings50821
YTD Return+12.70%+20.01%Best
1Y Return+19.36%+23.38%Best
3Y Return (annualized)+21.16%Best+17.56%
5Y Return (annualized)+12.75%-
Volatility (annualized)12.8%Best13.5%
Max Drawdown-18.8%Best-22.4%
$10,000 over 3 years$17,575Best$16,037
Top 10 Weight37.9%Best59.3%
Fund FamilyiShares by BlackRock (US)Segall Bryaant & Hamill Asset management
CategoryEquityEquity
StyleLarge Cap BlendLarge Cap Blend
InceptionMay 15, 2000Aug 29, 2023

Volatility and max drawdown, and the $10,000 over 3 years row, are measured over the window both funds cover: Aug 30, 2023 to Sep 8, 2026 (3 years).

IVV vs USSE growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3 years both funds cover.

IVV vs USSE Performance

iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Segall Bryant & Hamill Select Equity ETF (USSE) is an ETF from Segall Bryaant & Hamill Asset management. Over the past year IVV returned +19.36% while USSE returned +23.38%. Year to date, IVV is up 12.70% versus a gain of 20.01% for USSE.

Over three years, IVV compounded at +21.16% per year against +17.56% for USSE.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

USSE has been the more volatile fund, with annualized monthly volatility of 13.5% compared with 12.8% for IVV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.8% for IVV and -22.4% for USSE. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

IVV charges 0.03% per year while USSE charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, IVV currently yields 1.10% against 0.00% for USSE.

Holdings Overlap

IVV already in USSE34.5%
USSE already in IVV82.4%

34.5% of IVV's money is in holdings USSE also owns. 82.4% of USSE's money is in holdings IVV also owns.

Most of USSE is already inside IVV. Owning both mostly buys the same companies twice.

17 positions in common, counted across the 504 positions we hold weights for in IVV and 20 in USSE, against full books of 508 and 21.

What only one of them owns

Our book lists 2 positions for USSE that do not appear in our book for IVV (11.1% of the fund), and 476 for IVV that do not appear in USSE (64.8%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

Top Shared Holdings

StockWeight in IVVWeight in USSEDifference
NVDANvidia Corp.7.98%7.12%0.86%
MSFTMicrosoft Corp 4.100 Feb 06 375.44%6.81%1.37%
AAPLApple Inc Ord6.86%4.97%1.89%
AMZNAmazon.Com Inc4.01%5.87%1.86%
GOOGAlphabet, Inc., Class C2.56%6.79%4.23%
LLYEli Lilly & Co.1.39%4.76%3.37%
JPMJpmorgan Chase & Co.1.45%4.65%3.20%
ANETArista Networks Inc.0.31%5.49%5.18%
PANWPalo Alto Networks Inc - Common0.44%5.02%4.58%
METAMeta Platform Inc 1.94%3.12%1.18%

82.4% of USSE is already inside IVV.

You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.

IVVUSSE

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, IVV or USSE?

IVV has an expense ratio of 0.03% while USSE charges 0.65%. IVV is the cheaper option, by $62 a year on a $10,000 investment.

Which performed better, IVV or USSE?

Over the past year IVV returned +19.36% vs +23.38% for USSE, so USSE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, IVV or USSE?

USSE has been the more volatile fund at 13.5% annualized versus 12.8% for IVV. Worst drawdown: IVV -18.8% vs USSE -22.4%.

Should I hold both IVV and USSE?

IVV and USSE have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.

What is the holdings overlap between IVV and USSE?

82.4% of USSE's money is in holdings IVV also owns. 82.4% of USSE's is in holdings IVV also owns. They hold 17 positions in common, counted across the 504 positions we hold weights for in IVV and 20 in USSE.

Which pays a higher dividend, IVV or USSE?

IVV yields 1.10% while USSE yields 0.00%, so IVV currently pays the higher dividend yield.

Is USSE better than IVV?

IVV has a lower expense ratio. IVV led over 3Y and the full window, USSE over 1Y. The two have moved almost in lockstep, correlation 0.90. IVV is less concentrated, with 37.9% of the fund in its ten largest positions against 59.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.