SCHD vs UX

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDUXWinner
Expense Ratio0.06%0.75%
AUM$103.7B$5M
Dividend Yield3.31%0.00%
Holdings1047
YTD Return+24.26%-4.55%
1Y Return+31.38%+13.38%
3Y Return (annualized)+15.08%-
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%31.7%
Max Drawdown-33.4%-26.1%
Fund FamilyCharles Schwab Asset ManagementRoundhill Investments
CategoryEquityCommodity
InceptionOct 20, 2011Jan 29, 2025

SCHD vs UX Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Roundhill Uranium ETF (UX) is a ETF from Roundhill Investments. Over the past year SCHD returned +31.38% while UX returned +13.38%. Year to date, SCHD is up 24.26% versus a loss of 4.55% for UX.

Risk: Volatility and Drawdowns

UX has been the more volatile fund, with annualized monthly volatility of 31.7% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -26.1% for UX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.14. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while UX charges 0.75%. On a $10,000 position that is $6 vs $75 annually, a gap of $69 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for UX.

Holdings Overlap

0.0%overlap

SCHD and UX share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or UX?

SCHD has an expense ratio of 0.06% while UX charges 0.75%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.

Which performed better, SCHD or UX?

Over the past year SCHD returned +31.38% vs +13.38% for UX, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.39% vs +7.04% for UX. Past performance does not guarantee future results.

Which is riskier, SCHD or UX?

UX has been the more volatile fund at 31.7% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs UX -26.1%.

Should I hold both SCHD and UX?

SCHD and UX have a monthly-return correlation of 0.14, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and UX?

SCHD and UX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, SCHD or UX?

SCHD yields 3.31% while UX yields 0.00%, so SCHD currently pays the higher dividend yield.

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