SCHD vs VBCG

SCHD vs VBCG
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Quick Verdict

SCHD has a lower expense ratio. VBCG offers more diversification with 356 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: VBCG

Side-by-Side Comparison

MetricSCHDVBCGWinner
Expense Ratio0.06%0.08%
AUM$112.2B$12M
Dividend Yield3.13%1.21%
Holdings103356
YTD Return+27.60%+0.52%
1Y Return+29.63%-
3Y Return (annualized)+16.43%-
5Y Return (annualized)+10.05%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-1.9%
Fund FamilyCharles Schwab Asset ManagementVanguard (US)
CategoryEquityFixed Income
InceptionOct 20, 2011Mar 10, 2026

SCHD vs VBCG Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Vanguard Target Maturity 2033 Corporate Bond ETF (VBCG) is a ETF from Vanguard (US). Year to date, SCHD is up 27.60% versus a gain of 0.52% for VBCG.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -1.9% for VBCG. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while VBCG charges 0.08%. On a $10,000 position that is $6 vs $8 annually, a gap of $2 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.21% for VBCG.

Holdings Overlap

0.2%overlap

SCHD and VBCG share 2 holdings out of 114 unique holdings combined, representing a 0.2% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SCHDWeight in VBCGDifference
MO2.86%0.14%2.72%
TGT1.70%0.10%1.60%

Frequently Asked Questions

Which is cheaper, SCHD or VBCG?

SCHD has an expense ratio of 0.06% while VBCG charges 0.08%. SCHD is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

What is the holdings overlap between SCHD and VBCG?

SCHD and VBCG share 2 common holdings with a 0.2% weight overlap. Combined, they hold 114 unique securities.

Which pays a higher dividend, SCHD or VBCG?

SCHD yields 3.13% while VBCG yields 1.21%, so SCHD currently pays the higher dividend yield.

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