VBCG vs VTI
Vanguard Target Maturity 2033 Corporate Bond ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, VBCG or VTI?
Long Term Mid Quality against Large Cap Blend.
VTI has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VBCG | VTI |
|---|---|---|
| Expense Ratio | 0.08% | 0.03%Best |
| AUM | $13M | $666.9B |
| Dividend Yield | 1.58% | 1.03% |
| Holdings | 356 | 3,543 |
| YTD Return | -1.03% | +13.14%Best |
| 1Y Return | - | +16.63% |
| 3Y Return (annualized) | - | +22.30% |
| 5Y Return (annualized) | - | +12.01% |
| Fund Family | Vanguard (US) | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Long Term Mid Quality | Large Cap Blend |
| Inception | Mar 10, 2026 | May 24, 2001 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
VBCG vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VBCG vs VTI Performance
Vanguard Target Maturity 2033 Corporate Bond ETF (VBCG) is an ETF from Vanguard (US) and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Year to date, VBCG is down 1.03% versus a gain of 13.14% for VTI.
Past performance does not guarantee future results.
Fees and Cost Over Time
VBCG charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCG currently yields 1.58% against 1.03% for VTI.
Holdings Overlap
At least 2.2% of VTI's money is in holdings VBCG also owns.
Stated as a floor: for VBCG, our book for it covers 2.7% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and VBCG share little of their money.
14 positions in common, counted across the 14 positions we hold weights for in VBCG and 3,463 in VTI, against full books of 356 and 3,543.
Top Shared Holdings
| Stock | Weight in VBCG | Weight in VTI | Difference |
|---|---|---|---|
| JNJJohnson & Johnson - Common | 0.22% | 0.86% | 0.64% |
| MKLMarkel Group Inc | 0.57% | 0.07% | 0.50% |
| IBMInternational Business Machines Corp. | 0.19% | 0.29% | 0.10% |
| HCAHca-the Healthcare Co | 0.36% | 0.09% | 0.27% |
| TRGPTarga Resources Corp Preferred | 0.32% | 0.08% | 0.24% |
| MRVLMarvell Technology Group Ltd. | 0.12% | 0.23% | 0.11% |
| MOAltria Group Inc | 0.13% | 0.16% | 0.03% |
| ORealty Income Corp. | 0.19% | 0.08% | 0.11% |
| AZOAutozone Inc Snr S* Ice | 0.12% | 0.07% | 0.05% |
| TGTTarget Corp Common Stock Usd.0833 | 0.10% | 0.09% | 0.01% |
You are not choosing between two funds in isolation.
Whichever of VBCG and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VBCG or VTI?
VBCG has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option, by $5 a year on a $10,000 investment.
What is the holdings overlap between VBCG and VTI?
At least 2.2% of VTI's money is in holdings VBCG also owns. Our book for VBCG is partial, so the real figure is this or higher. They hold 14 positions in common, counted across the 14 positions we hold weights for in VBCG and 3,463 in VTI.
Which pays a higher dividend, VBCG or VTI?
VBCG yields 1.58% while VTI yields 1.03%, so VBCG currently pays the higher dividend yield.
Is VTI better than VBCG?
VTI has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.