VBCG vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVBCGVTIWinner
Expense Ratio0.08%0.03%
AUM$11M$663.5B
Dividend Yield0.83%1.07%
Holdings3373,543
YTD Return+0.86%+14.96%
1Y Return-+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)-15.4%
Max Drawdown-1.9%-56.6%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 10, 2026May 24, 2001

VBCG vs VTI Performance

Vanguard Target Maturity 2033 Corporate Bond ETF (VBCG) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VBCG is up 0.86% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -1.9% for VBCG and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VBCG charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCG currently yields 0.83% against 1.07% for VTI.

Holdings Overlap

0.1%overlap

VBCG and VTI share 1 holdings out of 3070 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VBCGWeight in VTIDifference
AON0.15%0.09%0.06%

Frequently Asked Questions

Which is cheaper, VBCG or VTI?

VBCG has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

What is the holdings overlap between VBCG and VTI?

VBCG and VTI share 1 common holdings with a 0.1% weight overlap. Combined, they hold 3070 unique securities.

Which pays a higher dividend, VBCG or VTI?

VBCG yields 0.83% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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