SCHD vs VBCH

Quick Verdict

SCHD has a lower expense ratio. VBCH offers more diversification with 342 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: VBCH

Side-by-Side Comparison

MetricSCHDVBCHWinner
Expense Ratio0.06%0.08%
AUM$103.7B$6M
Dividend Yield3.31%0.89%
Holdings104342
YTD Return+24.26%+0.94%
1Y Return+31.38%-
3Y Return (annualized)+15.08%-
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-2.0%
Fund FamilyCharles Schwab Asset ManagementVanguard (US)
CategoryEquityFixed Income
InceptionOct 20, 2011Mar 10, 2026

SCHD vs VBCH Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Vanguard Target Maturity 2034 Corporate Bond ETF (VBCH) is a ETF from Vanguard (US). Year to date, SCHD is up 24.26% versus a gain of 0.94% for VBCH.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -2.0% for VBCH. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while VBCH charges 0.08%. On a $10,000 position that is $6 vs $8 annually, a gap of $2 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.89% for VBCH.

Holdings Overlap

0.0%overlap

SCHD and VBCH share 0 holdings out of 442 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or VBCH?

SCHD has an expense ratio of 0.06% while VBCH charges 0.08%. SCHD is the cheaper option. On a $10,000 investment, that is $2 per year of difference.

What is the holdings overlap between SCHD and VBCH?

SCHD and VBCH share 0 common holdings with a 0.0% weight overlap. Combined, they hold 442 unique securities.

Which pays a higher dividend, SCHD or VBCH?

SCHD yields 3.31% while VBCH yields 0.89%, so SCHD currently pays the higher dividend yield.

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