VBCH vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVBCHVTIWinner
Expense Ratio0.08%0.03%
AUM$6M$663.5B
Dividend Yield0.89%1.07%
Holdings3423,543
YTD Return+0.94%+14.20%
1Y Return-+24.16%
3Y Return (annualized)-+21.12%
5Y Return (annualized)-+12.37%
Volatility (annualized)-15.3%
Max Drawdown-2.0%-56.6%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionMar 10, 2026May 24, 2001

VBCH vs VTI Performance

Vanguard Target Maturity 2034 Corporate Bond ETF (VBCH) is a ETF from Vanguard (US) and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VBCH is up 0.94% versus a gain of 14.20% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -2.0% for VBCH and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VBCH charges 0.08% per year while VTI charges 0.03%. On a $10,000 position that is $8 vs $3 annually, a gap of $5 per year that compounds over a long holding period. On income, VBCH currently yields 0.89% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

VBCH and VTI share 0 holdings out of 3125 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VBCH or VTI?

VBCH has an expense ratio of 0.08% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $5 per year of difference.

What is the holdings overlap between VBCH and VTI?

VBCH and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 3125 unique securities.

Which pays a higher dividend, VBCH or VTI?

VBCH yields 0.89% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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