SCHD vs VCX
Schwab US Dividend Equity ETF vs Fundrise Innovation Fund LLC
Quick Verdict
SCHD has a lower expense ratio. VCX delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | VCX | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 3.19% | |
| AUM | $108.7B | $678M | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 28 | |
| YTD Return | +28.48% | -44.03% | |
| 1Y Return | +30.95% | - | |
| 3Y Return (annualized) | +16.80% | - | |
| 5Y Return (annualized) | +10.27% | - | |
| Volatility (annualized) | 13.7% | - | |
| Max Drawdown | -33.4% | -91.7% | |
| Fund Family | Charles Schwab Asset Management | Fundrise | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jul 18, 2022 |
SCHD vs VCX Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Fundrise Innovation Fund LLC (VCX) is a ETF from Fundrise. Year to date, SCHD is up 28.48% versus a loss of 44.03% for VCX.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -91.7% for VCX. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while VCX charges 3.19%. On a $10,000 position that is $6 vs $319 annually, a gap of $313 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for VCX.
Holdings Overlap
SCHD and VCX share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or VCX?
SCHD has an expense ratio of 0.06% while VCX charges 3.19%. SCHD is the cheaper option. On a $10,000 investment, that is $313 per year of difference.
What is the holdings overlap between SCHD and VCX?
SCHD and VCX share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.
Which pays a higher dividend, SCHD or VCX?
SCHD yields 3.13% while VCX yields 0.00%, so SCHD currently pays the higher dividend yield.
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