VCX vs VTI
Fundrise Innovation Fund LLC vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VCX delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VCX | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 3.19% | 0.03% | |
| AUM | $678M | $666.9B | |
| Dividend Yield | 0.00% | 1.07% | |
| Holdings | 28 | 3,543 | |
| YTD Return | -45.72% | +13.86% | |
| 1Y Return | - | +20.74% | |
| 3Y Return (annualized) | - | +21.66% | |
| 5Y Return (annualized) | - | +11.90% | |
| Volatility (annualized) | - | 15.3% | |
| Max Drawdown | -91.7% | -56.6% | |
| Fund Family | Fundrise | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 18, 2022 | May 24, 2001 |
VCX vs VTI Performance
Fundrise Innovation Fund LLC (VCX) is a ETF from Fundrise and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, VCX is down 45.72% versus a gain of 13.86% for VTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -91.7% for VCX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VCX charges 3.19% per year while VTI charges 0.03%. On a $10,000 position that is $319 vs $3 annually, a gap of $316 per year that compounds over a long holding period. On income, VCX currently yields 0.00% against 1.07% for VTI.
Holdings Overlap
VCX and VTI share 0 holdings out of 2789 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VCX or VTI?
VCX has an expense ratio of 3.19% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $316 per year of difference.
What is the holdings overlap between VCX and VTI?
VCX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2789 unique securities.
Which pays a higher dividend, VCX or VTI?
VCX yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.