SCHD vs VEGI
Schwab US Dividend Equity ETF vs iShares MSCI Agriculture Producers ETF
Which is better, SCHD or VEGI?
Large Cap Value against Mid Cap Value.
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 65.7%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VEGI |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.39% |
| AUM | $112.2B | $153M |
| Dividend Yield | 3.13% | 1.89% |
| Holdings | 103 | 166 |
| YTD Return | +26.13%Best | +25.81% |
| 1Y Return | +30.01%Best | +23.36% |
| 3Y Return (annualized) | +16.09%Best | +9.85% |
| 5Y Return (annualized) | +9.95%Best | +6.51% |
| Volatility (annualized) | 13.8%Best | 16.1% |
| Max Drawdown | -33.4%Best | -39.7% |
| $10,000 over 5 years | $16,069Best | $13,707 |
| Top 10 Weight | 41.5%Best | 65.7% |
| Fund Family | Charles Schwab Asset Management | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Value | Mid Cap Value |
| Inception | Oct 20, 2011 | Jan 31, 2012 |
Volatility and max drawdown are measured over the window both funds cover: Feb 2, 2012 to Sep 8, 2026 (14.6 years).
SCHD vs VEGI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 14.6 years both funds cover.
SCHD vs VEGI Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and iShares MSCI Agriculture Producers ETF (VEGI) is an ETF from iShares by BlackRock (US). Over the past year SCHD returned +30.01% while VEGI returned +23.36%. Year to date, SCHD is up 26.13% versus a gain of 25.81% for VEGI.
Over three years, SCHD compounded at +16.09% per year against +9.85% for VEGI; over five years the annualized figures are +9.95% and +6.51% respectively. Across the full 15-year window we track, SCHD has the edge at +11.14% annualized vs +5.32%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VEGI has been the more volatile fund, with annualized monthly volatility of 16.1% compared with 13.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -39.7% for VEGI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.78. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
SCHD charges 0.06% per year while VEGI charges 0.39%. On a $10,000 position that is $6 vs $39 annually, a gap of $33 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 1.89% for VEGI.
Holdings Overlap
0.9% of SCHD's money is in holdings VEGI also owns. 7.2% of VEGI's money is in holdings SCHD also owns.
VEGI and SCHD share little of their money.
1 positions in common, counted across the 100 positions we hold weights for in SCHD and 129 in VEGI, against full books of 103 and 166.
What only one of them owns
Our book lists 20 positions for VEGI that do not appear in our book for SCHD (55.5% of the fund), and 97 for SCHD that do not appear in VEGI (98.8%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in VEGI | Difference |
|---|---|---|---|
| ADMArcher-Daniels-Midland Co. | 0.92% | 7.23% | 6.31% |
You are not choosing between two funds in isolation.
Whichever of SCHD and VEGI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VEGI?
SCHD has an expense ratio of 0.06% while VEGI charges 0.39%. SCHD is the cheaper option, by $33 a year on a $10,000 investment.
Which performed better, SCHD or VEGI?
Over the past year SCHD returned +30.01% vs +23.36% for VEGI, so SCHD leads on 1-year performance. Over the longest common window we track (15 years), SCHD annualized +11.14% vs +5.32% for VEGI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VEGI?
VEGI has been the more volatile fund at 16.1% annualized versus 13.8% for SCHD. Worst drawdown: SCHD -33.4% vs VEGI -39.7%.
Should I hold both SCHD and VEGI?
SCHD and VEGI have a monthly-return correlation of 0.78, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between SCHD and VEGI?
7.2% of VEGI's money is in holdings SCHD also owns. 7.2% of VEGI's is in holdings SCHD also owns. They hold 1 positions in common, counted across the 100 positions we hold weights for in SCHD and 129 in VEGI.
Which pays a higher dividend, SCHD or VEGI?
SCHD yields 3.13% while VEGI yields 1.89%, so SCHD currently pays the higher dividend yield.
Is VEGI better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y, 3Y, 5Y and the full window. SCHD is less concentrated, with 41.5% of the fund in its ten largest positions against 65.7%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.