SCHD vs VGSR
Schwab US Dividend Equity ETF vs Vert Global Sustainable Real Estate ETF
Which is better, SCHD or VGSR?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 47.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | VGSR |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.45% |
| AUM | $112.1B | $531M |
| Dividend Yield | 3.00% | 3.33% |
| Holdings | 103 | 143 |
| YTD Return | +25.07%Best | +8.23% |
| 1Y Return | +27.61%Best | +6.34% |
| 3Y Return (annualized) | +15.74% | - |
| 5Y Return (annualized) | +9.89% | - |
| Volatility (annualized) | 12.8%Best | 13.4% |
| Max Drawdown | -16.1%Best | -18.3% |
| $10,000 over 2.8 years | $15,499Best | $13,075 |
| Top 10 Weight | 41.8%Best | 47.6% |
| Fund Family | Charles Schwab Asset Management | Vert Asset Management |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Oct 31, 2017 |
Volatility and max drawdown, and the $10,000 over 2.8 years row, are measured over the window both funds cover: Dec 4, 2023 to Sep 11, 2026 (2.8 years).
SCHD vs VGSR growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 2.8 years both funds cover.
SCHD vs VGSR Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and Vert Global Sustainable Real Estate ETF (VGSR) is an ETF from Vert Asset Management. Over the past year SCHD returned +27.61% while VGSR returned +6.34%. Year to date, SCHD is up 25.07% versus a gain of 8.23% for VGSR.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VGSR has been the more volatile fund, with annualized monthly volatility of 13.4% compared with 12.8% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.1% for SCHD and -18.3% for VGSR. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
SCHD charges 0.06% per year while VGSR charges 0.45%. On a $10,000 position that is $6 vs $45 annually, a gap of $39 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 3.33% for VGSR.
Holdings Overlap
We hold position weights for 100 holdings in SCHD and 143 in VGSR, totalling 100.0% and 99.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 100 positions we hold weights for in SCHD and 143 in VGSR, against full books of 103 and 143.
What only one of them owns
Our book lists 43 positions for VGSR that do not appear in our book for SCHD (64.8% of the fund), and 99 for SCHD that do not appear in VGSR (99.9%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
You are not choosing between two funds in isolation.
Whichever of SCHD and VGSR you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or VGSR?
SCHD has an expense ratio of 0.06% while VGSR charges 0.45%. SCHD is the cheaper option, by $39 a year on a $10,000 investment.
Which performed better, SCHD or VGSR?
Over the past year SCHD returned +27.61% vs +6.34% for VGSR, so SCHD leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHD or VGSR?
VGSR has been the more volatile fund at 13.4% annualized versus 12.8% for SCHD. Worst drawdown: SCHD -16.1% vs VGSR -18.3%.
Should I hold both SCHD and VGSR?
SCHD and VGSR have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHD or VGSR?
SCHD yields 3.00% while VGSR yields 3.33%, so VGSR currently pays the higher dividend yield.
Is VGSR better than SCHD?
SCHD has a lower expense ratio. SCHD led over 1Y and the full window. SCHD is less concentrated, with 41.8% of the fund in its ten largest positions against 47.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.