SCHD vs VGSR
Schwab US Dividend Equity ETF vs Vert Global Sustainable Real Estate ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. VGSR offers more diversification with 143 holdings.
Side-by-Side Comparison
| Metric | SCHD | VGSR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.45% | |
| AUM | $108.7B | $543M | |
| Dividend Yield | 3.13% | 3.23% | |
| Holdings | 104 | 143 | |
| YTD Return | +27.67% | +12.58% | |
| 1Y Return | +31.26% | +13.40% | |
| 3Y Return (annualized) | +16.66% | - | |
| 5Y Return (annualized) | +10.18% | - | |
| Volatility (annualized) | 13.6% | 13.4% | |
| Max Drawdown | -33.4% | -18.3% | |
| Fund Family | Charles Schwab Asset Management | Vert Asset Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Oct 31, 2017 |
SCHD vs VGSR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Vert Global Sustainable Real Estate ETF (VGSR) is a ETF from Vert Asset Management. Over the past year SCHD returned +31.26% while VGSR returned +13.40%. Year to date, SCHD is up 27.67% versus a gain of 12.58% for VGSR.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 13.4% for VGSR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -18.3% for VGSR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.68. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while VGSR charges 0.45%. On a $10,000 position that is $6 vs $45 annually, a gap of $39 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 3.23% for VGSR.
Holdings Overlap
SCHD and VGSR share 0 holdings out of 243 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or VGSR?
SCHD has an expense ratio of 0.06% while VGSR charges 0.45%. SCHD is the cheaper option. On a $10,000 investment, that is $39 per year of difference.
Which performed better, SCHD or VGSR?
Over the past year SCHD returned +31.26% vs +13.40% for VGSR, so SCHD leads on 1-year performance. Over the longest common window we track (3 years), SCHD annualized +11.57% vs +11.90% for VGSR. Past performance does not guarantee future results.
Which is riskier, SCHD or VGSR?
SCHD has been the more volatile fund at 13.6% annualized versus 13.4% for VGSR. Worst drawdown: SCHD -33.4% vs VGSR -18.3%.
Should I hold both SCHD and VGSR?
SCHD and VGSR have a monthly-return correlation of 0.68, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and VGSR?
SCHD and VGSR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 243 unique securities.
Which pays a higher dividend, SCHD or VGSR?
SCHD yields 3.13% while VGSR yields 3.23%, so VGSR currently pays the higher dividend yield.
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