VGSR vs VTI
Vert Global Sustainable Real Estate ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VGSR | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.45% | 0.03% | |
| AUM | $543M | $666.9B | |
| Dividend Yield | 3.23% | 1.07% | |
| Holdings | 143 | 3,543 | |
| YTD Return | +12.48% | +13.14% | |
| 1Y Return | +13.95% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 13.4% | 15.3% | |
| Max Drawdown | -18.3% | -56.6% | |
| Fund Family | Vert Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Oct 31, 2017 | May 24, 2001 |
VGSR vs VTI Performance
Vert Global Sustainable Real Estate ETF (VGSR) is a ETF from Vert Asset Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year VGSR returned +13.95% while VTI returned +22.35%. Year to date, VGSR is up 12.48% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 13.4% for VGSR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.3% for VGSR and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VGSR charges 0.45% per year while VTI charges 0.03%. On a $10,000 position that is $45 vs $3 annually, a gap of $42 per year that compounds over a long holding period. On income, VGSR currently yields 3.23% against 1.07% for VTI.
Holdings Overlap
VGSR and VTI share 38 holdings out of 2892 unique holdings combined, representing a 1.2% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VGSR or VTI?
VGSR has an expense ratio of 0.45% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $42 per year of difference.
Which performed better, VGSR or VTI?
Over the past year VGSR returned +13.95% vs +22.35% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (3 years), VGSR annualized +11.85% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, VGSR or VTI?
VTI has been the more volatile fund at 15.3% annualized versus 13.4% for VGSR. Worst drawdown: VGSR -18.3% vs VTI -56.6%.
Should I hold both VGSR and VTI?
VGSR and VTI have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VGSR and VTI?
VGSR and VTI share 38 common holdings with a 1.2% weight overlap. Combined, they hold 2892 unique securities.
Which pays a higher dividend, VGSR or VTI?
VGSR yields 3.23% while VTI yields 1.07%, so VGSR currently pays the higher dividend yield.
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