SCHD vs VRTL

SCHD vs VRTL

Which is better, SCHD or VRTL?

Large Cap Value against Trading-Leveraged Equity.

SCHD has a lower expense ratio. SCHD led over the full window, VRTL over 1Y.

Lower Fees: SCHDHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDVRTL
Expense Ratio0.06%Best1.50%
AUM$112.1B$44M
Dividend Yield3.00%0.00%
Holdings1032
Volatility (annualized)13.7%Best122.1%
Max Drawdown-33.4%Best-63.8%
Fund FamilyCharles Schwab Asset ManagementGraniteShares
CategoryEquityAlternative
StyleLarge Cap ValueTrading-Leveraged Equity
InceptionOct 20, 2011Mar 25, 2025

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), $10,000 over the window, Top 10 Weight.

The two price series end 6468 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SCHD has data through Sep 18, 2026 and VRTL through Jan 2, 2009.

Risk: Volatility and Drawdowns

VRTL has been the more volatile fund, with annualized monthly volatility of 122.1% compared with 13.7% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -63.8% for VRTL. Drawdown depth is what each fund did in the worst stretch of the window measured above.

Fees and Cost Over Time

SCHD charges 0.06% per year while VRTL charges 1.50%. On a $10,000 position that is $6 vs $150 annually, a gap of $144 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.00% for VRTL.

You are not choosing between two funds in isolation.

Whichever of SCHD and VRTL you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDVRTL

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or VRTL?

SCHD has an expense ratio of 0.06% while VRTL charges 1.50%. SCHD is the cheaper option, by $144 a year on a $10,000 investment.

Which is riskier, SCHD or VRTL?

VRTL has been the more volatile fund at 122.1% annualized versus 13.7% for SCHD. Worst drawdown: SCHD -33.4% vs VRTL -63.8%.

Which pays a higher dividend, SCHD or VRTL?

SCHD yields 3.00% while VRTL yields 0.00%, so SCHD currently pays the higher dividend yield.

Is VRTL better than SCHD?

SCHD has a lower expense ratio. SCHD led over the full window, VRTL over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.