SCHD vs VRTL

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDVRTLWinner
Expense Ratio0.06%1.50%
AUM$103.7B$52M
Dividend Yield3.31%0.00%
Holdings1042
YTD Return+24.26%-
1Y Return+31.38%-41.38%
3Y Return (annualized)+15.08%-
5Y Return (annualized)+9.72%-
Volatility (annualized)13.6%122.1%
Max Drawdown-33.4%-63.8%
Fund FamilyCharles Schwab Asset ManagementGraniteShares
CategoryEquityAlternative
InceptionOct 20, 2011Mar 25, 2025

SCHD vs VRTL Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and GraniteShares 2x Long VRT Daily ETF (VRTL) is a ETF from GraniteShares. Over the past year SCHD returned +31.38% while VRTL returned -41.38%.

Risk: Volatility and Drawdowns

VRTL has been the more volatile fund, with annualized monthly volatility of 122.1% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -63.8% for VRTL. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while VRTL charges 1.50%. On a $10,000 position that is $6 vs $150 annually, a gap of $144 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for VRTL.

Holdings Overlap

0.0%overlap

SCHD and VRTL share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or VRTL?

SCHD has an expense ratio of 0.06% while VRTL charges 1.50%. SCHD is the cheaper option. On a $10,000 investment, that is $144 per year of difference.

Which performed better, SCHD or VRTL?

Over the past year SCHD returned +31.38% vs -41.38% for VRTL, so SCHD leads on 1-year performance. Over the longest common window we track (1 years), SCHD annualized +11.39% vs -41.32% for VRTL. Past performance does not guarantee future results.

Which is riskier, SCHD or VRTL?

VRTL has been the more volatile fund at 122.1% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs VRTL -63.8%.

What is the holdings overlap between SCHD and VRTL?

SCHD and VRTL share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.

Which pays a higher dividend, SCHD or VRTL?

SCHD yields 3.31% while VRTL yields 0.00%, so SCHD currently pays the higher dividend yield.

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