SCHD vs VWID

SCHD vs VWID

Which is better, SCHD or VWID?

Large Cap Value against Large Cap Blend.

SCHD has a lower expense ratio. SCHD led over the full window, VWID over 1Y. VWID is less concentrated, with 19.1% of the fund in its ten largest positions against 41.8%.

Lower Fees: SCHDHigher Returns: splitLess Concentrated: VWID

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSCHDVWID
Expense Ratio0.06%Best0.49%
AUM$112.1B$13M
Dividend Yield3.00%3.68%
Holdings103158
Volatility (annualized)16.2%Best25.9%
Max Drawdown-33.4%Best-52.4%
$10,000 over 8.5 years$23,276Best$22,744
Top 10 Weight41.8%19.1%Best
Fund FamilyCharles Schwab Asset ManagementVirtus Investment Partners
CategoryEquityEquity
StyleLarge Cap ValueLarge Cap Blend
InceptionOct 20, 2011Oct 10, 2017

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 163 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. SCHD has data through Sep 18, 2026 and VWID through Apr 8, 2026.

Volatility and max drawdown, and the $10,000 over 8.5 years row, are measured over the window both funds cover: Oct 12, 2017 to Apr 8, 2026 (8.5 years).

Risk: Volatility and Drawdowns

VWID has been the more volatile fund, with annualized monthly volatility of 25.9% compared with 16.2% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -52.4% for VWID. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.

Fees and Cost Over Time

SCHD charges 0.06% per year while VWID charges 0.49%. On a $10,000 position that is $6 vs $49 annually, a gap of $43 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 3.68% for VWID.

Holdings Overlap

We hold position weights for 100 holdings in SCHD and 143 in VWID, totalling 100.0% and 98.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

The two holdings books were reported 213 days apart, SCHD as of Aug 31, 2026 and VWID as of Jan 30, 2026, so some of the difference between them is the time between the two reports rather than the funds.

0 positions in common, counted across the 100 positions we hold weights for in SCHD and 143 in VWID, against full books of 103 and 158.

What only one of them owns

Our book lists 9 positions for VWID that do not appear in our book for SCHD (7.0% of the fund), and 99 for SCHD that do not appear in VWID (99.9%).

Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.

You are not choosing between two funds in isolation.

Whichever of SCHD and VWID you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SCHDVWID

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SCHD or VWID?

SCHD has an expense ratio of 0.06% while VWID charges 0.49%. SCHD is the cheaper option, by $43 a year on a $10,000 investment.

Which is riskier, SCHD or VWID?

VWID has been the more volatile fund at 25.9% annualized versus 16.2% for SCHD. Worst drawdown: SCHD -33.4% vs VWID -52.4%.

Should I hold both SCHD and VWID?

SCHD and VWID have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SCHD or VWID?

SCHD yields 3.00% while VWID yields 3.68%, so VWID currently pays the higher dividend yield.

Is VWID better than SCHD?

SCHD has a lower expense ratio. SCHD led over the full window, VWID over 1Y. VWID is less concentrated, with 19.1% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.