VTI vs VWID
Vanguard Total Stock Market ETF vs Virtus WMC International Dividend ETF
Quick Verdict
VTI has a lower expense ratio. VWID delivered stronger 1-year returns. VTI offers more diversification with 2783 holdings.
Side-by-Side Comparison
| Metric | VTI | VWID | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.49% | |
| AUM | $663.5B | $13M | |
| Dividend Yield | 1.07% | 3.68% | |
| Holdings | 3,543 | 158 | |
| YTD Return | +14.16% | +7.80% | |
| 1Y Return | +23.62% | +49.28% | |
| 3Y Return (annualized) | +21.43% | +18.67% | |
| 5Y Return (annualized) | +12.33% | +11.86% | |
| Volatility (annualized) | 15.3% | 25.9% | |
| Max Drawdown | -56.6% | -52.4% | |
| Fund Family | Vanguard (US) | Virtus Investment Partners | |
| Category | Equity | Equity | |
| Inception | May 24, 2001 | Oct 10, 2017 |
VTI vs VWID Performance
Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and Virtus WMC International Dividend ETF (VWID) is a ETF from Virtus Investment Partners. Over the past year VTI returned +23.62% while VWID returned +49.28%. Year to date, VTI is up 14.16% versus a gain of 7.80% for VWID.
Over three years, VTI compounded at +21.43% per year against +18.67% for VWID; over five years the annualized figures are +12.33% and +11.86% respectively. Across the full 9-year window we track, VWID has the edge at +10.15% annualized vs +8.14%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VWID has been the more volatile fund, with annualized monthly volatility of 25.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -56.6% for VTI and -52.4% for VWID. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.53. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VTI charges 0.03% per year while VWID charges 0.49%. On a $10,000 position that is $3 vs $49 annually, a gap of $46 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 3.68% for VWID.
Holdings Overlap
VTI and VWID share 1 holdings out of 2924 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in VTI | Weight in VWID | Difference |
|---|---|---|---|
| SGP:AU | 0.00% | 0.93% | 0.93% |
Frequently Asked Questions
Which is cheaper, VTI or VWID?
VTI has an expense ratio of 0.03% while VWID charges 0.49%. VTI is the cheaper option. On a $10,000 investment, that is $46 per year of difference.
Which performed better, VTI or VWID?
Over the past year VTI returned +23.62% vs +49.28% for VWID, so VWID leads on 1-year performance. Over the longest common window we track (9 years), VTI annualized +8.14% vs +10.15% for VWID. Past performance does not guarantee future results.
Which is riskier, VTI or VWID?
VWID has been the more volatile fund at 25.9% annualized versus 15.3% for VTI. Worst drawdown: VTI -56.6% vs VWID -52.4%.
Should I hold both VTI and VWID?
VTI and VWID have a monthly-return correlation of 0.53, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VTI and VWID?
VTI and VWID share 1 common holdings with a 0.0% weight overlap. Combined, they hold 2924 unique securities.
Which pays a higher dividend, VTI or VWID?
VTI yields 1.07% while VWID yields 3.68%, so VWID currently pays the higher dividend yield.
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