SCHD vs WEBS

SCHD vs WEBS
See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report comes with FundXLS. Download sample.
X-ray my portfolio free

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 104 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDWEBSWinner
Expense Ratio0.06%1.07%
AUM$108.7B$7M
Dividend Yield3.13%3.20%
Holdings1046
YTD Return+27.67%-33.47%
1Y Return+29.56%-27.91%
3Y Return (annualized)+16.53%-51.19%
5Y Return (annualized)+9.95%-35.39%
Volatility (annualized)13.6%65.6%
Max Drawdown-33.4%-99.7%
Fund FamilyCharles Schwab Asset ManagementDirexion Shares ETF Trust
CategoryEquityAlternative
InceptionOct 20, 2011Nov 7, 2019

SCHD vs WEBS Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Direxion Daily Dow Jones Internet Bear 3X ETF (WEBS) is a ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +29.56% while WEBS returned -27.91%. Year to date, SCHD is up 27.67% versus a loss of 33.47% for WEBS.

Over three years, SCHD compounded at +16.53% per year against -51.19% for WEBS; over five years the annualized figures are +9.95% and -35.39% respectively. Across the full 7-year window we track, SCHD has the edge at +11.55% annualized vs -52.50%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WEBS has been the more volatile fund, with annualized monthly volatility of 65.6% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -99.7% for WEBS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while WEBS charges 1.07%. On a $10,000 position that is $6 vs $107 annually, a gap of $101 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 3.20% for WEBS.

Holdings Overlap

0.0%overlap

SCHD and WEBS share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or WEBS?

SCHD has an expense ratio of 0.06% while WEBS charges 1.07%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.

Which performed better, SCHD or WEBS?

Over the past year SCHD returned +29.56% vs -27.91% for WEBS, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.55% vs -52.50% for WEBS. Past performance does not guarantee future results.

Which is riskier, SCHD or WEBS?

WEBS has been the more volatile fund at 65.6% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs WEBS -99.7%.

Should I hold both SCHD and WEBS?

SCHD and WEBS have a monthly-return correlation of -0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and WEBS?

SCHD and WEBS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, SCHD or WEBS?

SCHD yields 3.13% while WEBS yields 3.20%, so WEBS currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See what your portfolio actually owns
Your funds unpacked, overlap, fees and score, free on screen. The full report comes with FundXLS. Download sample.
X-ray my portfolio free