SCHD vs WEBS

Quick Verdict

SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: SCHDMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDWEBSWinner
Expense Ratio0.06%1.07%
AUM$103.7B$8M
Dividend Yield3.31%2.83%
Holdings1046
YTD Return+24.26%-29.95%
1Y Return+31.38%-25.35%
3Y Return (annualized)+15.08%-49.23%
5Y Return (annualized)+9.72%-35.76%
Volatility (annualized)13.6%65.5%
Max Drawdown-33.4%-99.7%
Fund FamilyCharles Schwab Asset ManagementDirexion Shares ETF Trust
CategoryEquityAlternative
InceptionOct 20, 2011Nov 7, 2019

SCHD vs WEBS Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Direxion Daily Dow Jones Internet Bear 3X ETF (WEBS) is a ETF from Direxion Shares ETF Trust. Over the past year SCHD returned +31.38% while WEBS returned -25.35%. Year to date, SCHD is up 24.26% versus a loss of 29.95% for WEBS.

Over three years, SCHD compounded at +15.08% per year against -49.23% for WEBS; over five years the annualized figures are +9.72% and -35.76% respectively. Across the full 7-year window we track, SCHD has the edge at +11.39% annualized vs -52.43%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WEBS has been the more volatile fund, with annualized monthly volatility of 65.5% compared with 13.6% for SCHD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -99.7% for WEBS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.44. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SCHD charges 0.06% per year while WEBS charges 1.07%. On a $10,000 position that is $6 vs $107 annually, a gap of $101 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 2.83% for WEBS.

Holdings Overlap

0.0%overlap

SCHD and WEBS share 0 holdings out of 102 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or WEBS?

SCHD has an expense ratio of 0.06% while WEBS charges 1.07%. SCHD is the cheaper option. On a $10,000 investment, that is $101 per year of difference.

Which performed better, SCHD or WEBS?

Over the past year SCHD returned +31.38% vs -25.35% for WEBS, so SCHD leads on 1-year performance. Over the longest common window we track (7 years), SCHD annualized +11.39% vs -52.43% for WEBS. Past performance does not guarantee future results.

Which is riskier, SCHD or WEBS?

WEBS has been the more volatile fund at 65.5% annualized versus 13.6% for SCHD. Worst drawdown: SCHD -33.4% vs WEBS -99.7%.

Should I hold both SCHD and WEBS?

SCHD and WEBS have a monthly-return correlation of -0.44, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SCHD and WEBS?

SCHD and WEBS share 0 common holdings with a 0.0% weight overlap. Combined, they hold 102 unique securities.

Which pays a higher dividend, SCHD or WEBS?

SCHD yields 3.31% while WEBS yields 2.83%, so SCHD currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.

See inside every ETF you own
$29/moCancel anytime.
Try FundXLS →