SCHD vs WIMA
Schwab US Dividend Equity ETF vs WisdomTree International Adaptive Moving Average Fund ETF
Which is better, SCHD or WIMA?
Large Cap Value against Large Cap Blend.
SCHD has a lower expense ratio. WIMA is less concentrated, with 16.1% of the fund in its ten largest positions against 41.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHD | WIMA |
|---|---|---|
| Expense Ratio | 0.06%Best | 0.42% |
| AUM | $112.1B | $72M |
| Dividend Yield | 3.00% | 0.96% |
| Holdings | 103 | 500 |
| YTD Return | +23.46%Best | +10.74% |
| 1Y Return | +27.20% | - |
| 3Y Return (annualized) | +15.41% | - |
| 5Y Return (annualized) | +10.16% | - |
| Top 10 Weight | 41.8% | 16.1%Best |
| Fund Family | Charles Schwab Asset Management | WisdomTree Investments |
| Category | Equity | Equity |
| Style | Large Cap Value | Large Cap Blend |
| Inception | Oct 20, 2011 | Mar 12, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window.
SCHD vs WIMA growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHD vs WIMA Performance
Schwab US Dividend Equity ETF (SCHD) is an ETF from Charles Schwab Asset Management and WisdomTree International Adaptive Moving Average Fund ETF (WIMA) is an ETF from WisdomTree Investments. Year to date, SCHD is up 23.46% versus a gain of 10.74% for WIMA.
Past performance does not guarantee future results.
Fees and Cost Over Time
SCHD charges 0.06% per year while WIMA charges 0.42%. On a $10,000 position that is $6 vs $42 annually, a gap of $36 per year that compounds over a long holding period. On income, SCHD currently yields 3.00% against 0.96% for WIMA.
Holdings Overlap
4.8% of SCHD's money is in holdings WIMA also owns. 0.1% of WIMA's money is in holdings SCHD also owns.
SCHD and WIMA share little of their money.
1 positions in common, counted across the 100 positions we hold weights for in SCHD and 482 in WIMA, against full books of 103 and 500.
What only one of them owns
Our book lists 10 positions for WIMA that do not appear in our book for SCHD (1.1% of the fund), and 98 for SCHD that do not appear in WIMA (95.2%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in WIMA | Difference |
|---|---|---|---|
| MRKMerck & Company Inc | 4.77% | 0.10% | 4.67% |
You are not choosing between two funds in isolation.
Whichever of SCHD and WIMA you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHD or WIMA?
SCHD has an expense ratio of 0.06% while WIMA charges 0.42%. SCHD is the cheaper option, by $36 a year on a $10,000 investment.
What is the holdings overlap between SCHD and WIMA?
4.8% of SCHD's money is in holdings WIMA also owns. 0.1% of WIMA's is in holdings SCHD also owns. They hold 1 positions in common, counted across the 100 positions we hold weights for in SCHD and 482 in WIMA.
Which pays a higher dividend, SCHD or WIMA?
SCHD yields 3.00% while WIMA yields 0.96%, so SCHD currently pays the higher dividend yield.
Is WIMA better than SCHD?
SCHD has a lower expense ratio. WIMA is less concentrated, with 16.1% of the fund in its ten largest positions against 41.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.