SCHD vs WTIB
Schwab US Dividend Equity ETF vs USCF Oil Plus Bitcoin Strategy Fund
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | WTIB | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.93% | |
| AUM | $108.7B | $471,967.31 | |
| Dividend Yield | 3.13% | 0.00% | |
| Holdings | 104 | 6 | |
| YTD Return | +27.93% | +59.39% | |
| 1Y Return | +30.06% | - | |
| 3Y Return (annualized) | +16.25% | - | |
| 5Y Return (annualized) | +10.03% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -47.6% | |
| Fund Family | Charles Schwab Asset Management | USCF Investments | |
| Category | Equity | Commodity | |
| Inception | Oct 20, 2011 | Dec 10, 2025 |
SCHD vs WTIB Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and USCF Oil Plus Bitcoin Strategy Fund (WTIB) is a ETF from USCF Investments. Year to date, SCHD is up 27.93% versus a gain of 59.39% for WTIB.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -47.6% for WTIB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while WTIB charges 0.93%. On a $10,000 position that is $6 vs $93 annually, a gap of $87 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 0.00% for WTIB.
Frequently Asked Questions
Which is cheaper, SCHD or WTIB?
SCHD has an expense ratio of 0.06% while WTIB charges 0.93%. SCHD is the cheaper option. On a $10,000 investment, that is $87 per year of difference.
Which pays a higher dividend, SCHD or WTIB?
SCHD yields 3.13% while WTIB yields 0.00%, so SCHD currently pays the higher dividend yield.
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