VTI vs WTIB

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricVTIWTIBWinner
Expense Ratio0.03%0.93%
AUM$663.5B$481,589.07
Dividend Yield1.07%0.00%
Holdings3,5434
YTD Return+13.87%+27.85%
1Y Return+23.31%-
3Y Return (annualized)+21.17%-
5Y Return (annualized)+12.23%-
Volatility (annualized)15.3%-
Max Drawdown-56.6%-47.6%
Fund FamilyVanguard (US)USCF Investments
CategoryEquityCommodity
InceptionMay 24, 2001Dec 10, 2025

VTI vs WTIB Performance

Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and USCF Oil Plus Bitcoin Strategy Fund (WTIB) is a ETF from USCF Investments. Year to date, VTI is up 13.87% versus a gain of 27.85% for WTIB.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.6% for VTI and -47.6% for WTIB. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

VTI charges 0.03% per year while WTIB charges 0.93%. On a $10,000 position that is $3 vs $93 annually, a gap of $90 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for WTIB.

Frequently Asked Questions

Which is cheaper, VTI or WTIB?

VTI has an expense ratio of 0.03% while WTIB charges 0.93%. VTI is the cheaper option. On a $10,000 investment, that is $90 per year of difference.

Which pays a higher dividend, VTI or WTIB?

VTI yields 1.07% while WTIB yields 0.00%, so VTI currently pays the higher dividend yield.

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