SCHD vs XRPR
Schwab US Dividend Equity ETF vs REX-Osprey XRP ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | XRPR | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.75% | |
| AUM | $103.7B | $41M | |
| Dividend Yield | 3.31% | 0.00% | |
| Holdings | 104 | 4 | |
| YTD Return | +25.33% | -49.10% | |
| 1Y Return | +32.31% | -67.64% | |
| 3Y Return (annualized) | +15.40% | - | |
| 5Y Return (annualized) | +9.70% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -67.6% | |
| Fund Family | Charles Schwab Asset Management | REX Shares | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Sep 18, 2025 |
SCHD vs XRPR Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and REX-Osprey XRP ETF (XRPR) is a ETF from REX Shares. Over the past year SCHD returned +32.31% while XRPR returned -67.64%. Year to date, SCHD is up 25.33% versus a loss of 49.10% for XRPR.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -67.6% for XRPR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while XRPR charges 0.75%. On a $10,000 position that is $6 vs $75 annually, a gap of $69 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.00% for XRPR.
Holdings Overlap
SCHD and XRPR share 0 holdings out of 101 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or XRPR?
SCHD has an expense ratio of 0.06% while XRPR charges 0.75%. SCHD is the cheaper option. On a $10,000 investment, that is $69 per year of difference.
Which performed better, SCHD or XRPR?
Over the past year SCHD returned +32.31% vs -67.64% for XRPR, so SCHD leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between SCHD and XRPR?
SCHD and XRPR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 101 unique securities.
Which pays a higher dividend, SCHD or XRPR?
SCHD yields 3.31% while XRPR yields 0.00%, so SCHD currently pays the higher dividend yield.
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