VTI vs XRPR
Vanguard Morningstar Total Stock Market ETF vs REX-Osprey XRP ETF
Quick Verdict
VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | VTI | XRPR | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 0.75% | |
| AUM | $666.9B | $39M | |
| Dividend Yield | 1.07% | 0.00% | |
| Holdings | 3,543 | 4 | |
| YTD Return | +13.14% | -31.60% | |
| 1Y Return | +22.35% | -56.51% | |
| 3Y Return (annualized) | +21.83% | - | |
| 5Y Return (annualized) | +12.01% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.6% | -68.3% | |
| Fund Family | Vanguard (US) | REX Shares | |
| Category | Equity | Alternative | |
| Inception | May 24, 2001 | Sep 18, 2025 |
VTI vs XRPR Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US) and REX-Osprey XRP ETF (XRPR) is a ETF from REX Shares. Over the past year VTI returned +22.35% while XRPR returned -56.51%. Year to date, VTI is up 13.14% versus a loss of 31.60% for XRPR.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.6% for VTI and -68.3% for XRPR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VTI charges 0.03% per year while XRPR charges 0.75%. On a $10,000 position that is $3 vs $75 annually, a gap of $72 per year that compounds over a long holding period. On income, VTI currently yields 1.07% against 0.00% for XRPR.
Holdings Overlap
VTI and XRPR share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VTI or XRPR?
VTI has an expense ratio of 0.03% while XRPR charges 0.75%. VTI is the cheaper option. On a $10,000 investment, that is $72 per year of difference.
Which performed better, VTI or XRPR?
Over the past year VTI returned +22.35% vs -56.51% for XRPR, so VTI leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between VTI and XRPR?
VTI and XRPR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, VTI or XRPR?
VTI yields 1.07% while XRPR yields 0.00%, so VTI currently pays the higher dividend yield.
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