SCHD vs YBTY

Quick Verdict

SCHD has a lower expense ratio. SCHD offers more diversification with 100 holdings.

Lower Fees: SCHDHigher Returns: TiedMore Diversified: SCHD

Side-by-Side Comparison

MetricSCHDYBTYWinner
Expense Ratio0.06%1.38%
AUM$103.7B$2M
Dividend Yield3.31%56.62%
Holdings1046
YTD Return+25.33%-27.76%
1Y Return+32.31%-
3Y Return (annualized)+15.40%-
5Y Return (annualized)+9.70%-
Volatility (annualized)13.6%-
Max Drawdown-33.4%-32.5%
Fund FamilyCharles Schwab Asset ManagementGraniteShares
CategoryEquityAlternative
InceptionOct 20, 2011Dec 16, 2025

SCHD vs YBTY Performance

Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and GraniteShares YieldBoost TopYielders ETF (YBTY) is a ETF from GraniteShares. Year to date, SCHD is up 25.33% versus a loss of 27.76% for YBTY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -33.4% for SCHD and -32.5% for YBTY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SCHD charges 0.06% per year while YBTY charges 1.38%. On a $10,000 position that is $6 vs $138 annually, a gap of $132 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 56.62% for YBTY.

Holdings Overlap

0.0%overlap

SCHD and YBTY share 0 holdings out of 108 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SCHD or YBTY?

SCHD has an expense ratio of 0.06% while YBTY charges 1.38%. SCHD is the cheaper option. On a $10,000 investment, that is $132 per year of difference.

What is the holdings overlap between SCHD and YBTY?

SCHD and YBTY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 108 unique securities.

Which pays a higher dividend, SCHD or YBTY?

SCHD yields 3.31% while YBTY yields 56.62%, so YBTY currently pays the higher dividend yield.

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