SCHD vs YYYM
Schwab US Dividend Equity ETF vs Amplify Municipal CEF High Income ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 103 holdings.
Side-by-Side Comparison
| Metric | SCHD | YYYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 2.78% | |
| AUM | $112.2B | $2M | |
| Dividend Yield | 3.13% | 3.03% | |
| Holdings | 103 | 32 | |
| YTD Return | +27.89% | -0.82% | |
| 1Y Return | +29.93% | - | |
| 3Y Return (annualized) | +16.13% | - | |
| 5Y Return (annualized) | +10.00% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -5.2% | |
| Fund Family | Charles Schwab Asset Management | Amplify ETFs | |
| Category | Equity | Fixed Income | |
| Inception | Oct 20, 2011 | Mar 10, 2026 |
SCHD vs YYYM Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Amplify Municipal CEF High Income ETF (YYYM) is a ETF from Amplify ETFs. Year to date, SCHD is up 27.89% versus a loss of 0.82% for YYYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -5.2% for YYYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while YYYM charges 2.78%. On a $10,000 position that is $6 vs $278 annually, a gap of $272 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 3.03% for YYYM.
Holdings Overlap
SCHD and YYYM share 0 holdings out of 131 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or YYYM?
SCHD has an expense ratio of 0.06% while YYYM charges 2.78%. SCHD is the cheaper option. On a $10,000 investment, that is $272 per year of difference.
What is the holdings overlap between SCHD and YYYM?
SCHD and YYYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 131 unique securities.
Which pays a higher dividend, SCHD or YYYM?
SCHD yields 3.13% while YYYM yields 3.03%, so SCHD currently pays the higher dividend yield.
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