SCHR vs VOO
Schwab Intermediate-Term US Treasury ETF vs Vanguard S&P 500 ETF
Which is better, SCHR or VOO?
VOO has been ahead.
VOO led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHR | VOO |
|---|---|---|
| Expense Ratio | 0.03%Tie | 0.03%Tie |
| AUM | $13.4B | $997.4B |
| Dividend Yield | 3.97% | 1.04% |
| Holdings | 100 | 509 |
| YTD Return | -1.85% | +11.98%Best |
| 1Y Return | -1.24% | +16.45%Best |
| 3Y Return (annualized) | +3.61% | +21.19%Best |
| 5Y Return (annualized) | -0.43% | +12.95%Best |
| Volatility (annualized) | 4.2%Best | 14.1% |
| Max Drawdown | -16.6%Best | -34.3% |
| $10,000 over 5 years | $9,787 | $18,384Best |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Aug 5, 2010 | Sep 7, 2010 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Sep 9, 2010 to Sep 14, 2026 (16 years).
SCHR vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SCHR vs VOO Performance
Schwab Intermediate-Term US Treasury ETF (SCHR) is an ETF from Charles Schwab Asset Management and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year SCHR returned -1.24% while VOO returned +16.45%. Year to date, SCHR is down 1.85% versus a gain of 11.98% for VOO.
Over three years, SCHR compounded at +3.61% per year against +21.19% for VOO; over five years the annualized figures are -0.43% and +12.95% respectively. Across the full 16-year window we track, VOO has the edge at +13.37% annualized vs +0.73%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.2% for SCHR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for SCHR and -34.3% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.03. They move largely independently of each other.
Fees and Cost Over Time
SCHR charges 0.03% per year while VOO charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, SCHR currently yields 3.97% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 1 holding in SCHR and 494 in VOO, totalling 0.5% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in SCHR and 494 in VOO, against full books of 100 and 509.
You are not choosing between two funds in isolation.
Whichever of SCHR and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHR or VOO?
SCHR has an expense ratio of 0.03% while VOO charges 0.03%. At the precision these are quoted to, they cost the same.
Which performed better, SCHR or VOO?
Over the past year SCHR returned -1.24% vs +16.45% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), SCHR annualized +0.73% vs +13.37% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHR or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 4.2% for SCHR. Worst drawdown: SCHR -16.6% vs VOO -34.3%.
Should I hold both SCHR and VOO?
SCHR and VOO have a monthly-return correlation of 0.03, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHR or VOO?
SCHR yields 3.97% while VOO yields 1.04%, so SCHR currently pays the higher dividend yield.
Is VOO better than SCHR?
VOO led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.