SCHR vs VXUS
Schwab Intermediate-Term US Treasury ETF vs Vanguard Total International Stock ETF
Which is better, SCHR or VXUS?
VXUS has been ahead.
SCHR has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SCHR | VXUS |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.05% |
| AUM | $13.4B | $158.1B |
| Dividend Yield | 3.97% | 2.51% |
| Holdings | 100 | 8,747 |
| YTD Return | -2.01% | +12.82%Best |
| 1Y Return | -1.17% | +19.86%Best |
| 3Y Return (annualized) | +3.65% | +19.33%Best |
| 5Y Return (annualized) | -0.43% | +9.46%Best |
| Volatility (annualized) | 4.1%Best | 15.0% |
| Max Drawdown | -16.6%Best | -39.9% |
| $10,000 over 5 years | $9,787 | $15,714Best |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | - | Large Cap Blend |
| Inception | Aug 5, 2010 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Jan 28, 2011 to Sep 18, 2026 (15.6 years).
SCHR vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.6 years both funds cover.
SCHR vs VXUS Performance
Schwab Intermediate-Term US Treasury ETF (SCHR) is an ETF from Charles Schwab Asset Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year SCHR returned -1.17% while VXUS returned +19.86%. Year to date, SCHR is down 2.01% versus a gain of 12.82% for VXUS.
Over three years, SCHR compounded at +3.65% per year against +19.33% for VXUS; over five years the annualized figures are -0.43% and +9.46% respectively. Across the full 16-year window we track, VXUS has the edge at +4.72% annualized vs +0.81%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 4.1% for SCHR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -16.6% for SCHR and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.11. They move largely independently of each other.
Fees and Cost Over Time
SCHR charges 0.03% per year while VXUS charges 0.05%. On a $10,000 position that is $3 vs $5 annually, a gap of $2 per year that compounds over a long holding period. On income, SCHR currently yields 3.97% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 1 holding in SCHR and 8,082 in VXUS, totalling 0.5% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 1 positions we hold weights for in SCHR and 8,082 in VXUS, against full books of 100 and 8,747.
You are not choosing between two funds in isolation.
Whichever of SCHR and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SCHR or VXUS?
SCHR has an expense ratio of 0.03% while VXUS charges 0.05%. SCHR is the cheaper option, by $2 a year on a $10,000 investment.
Which performed better, SCHR or VXUS?
Over the past year SCHR returned -1.17% vs +19.86% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), SCHR annualized +0.81% vs +4.72% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, SCHR or VXUS?
VXUS has been the more volatile fund at 15.0% annualized versus 4.1% for SCHR. Worst drawdown: SCHR -16.6% vs VXUS -39.9%.
Should I hold both SCHR and VXUS?
SCHR and VXUS have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, SCHR or VXUS?
SCHR yields 3.97% while VXUS yields 2.51%, so SCHR currently pays the higher dividend yield.
Is VXUS better than SCHR?
SCHR has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.