SDCI vs VTI
USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SDCI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SDCI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.60% | 0.03% | |
| AUM | $591M | $666.9B | |
| Dividend Yield | 2.81% | 1.07% | |
| Holdings | 39 | 3,543 | |
| YTD Return | +37.29% | +12.65% | |
| 1Y Return | +42.76% | +21.39% | |
| 3Y Return (annualized) | +23.16% | +21.54% | |
| 5Y Return (annualized) | +23.34% | +12.11% | |
| Volatility (annualized) | 16.7% | 15.3% | |
| Max Drawdown | -45.8% | -56.6% | |
| Fund Family | USCF Investments | Vanguard (US) | |
| Category | Commodity | Equity | |
| Inception | May 3, 2018 | May 24, 2001 |
SDCI vs VTI Performance
USCF SummerHaven Dynamic Commodity Strategy No K-1 Fund (SDCI) is a ETF from USCF Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SDCI returned +42.76% while VTI returned +21.39%. Year to date, SDCI is up 37.29% versus a gain of 12.65% for VTI.
Over three years, SDCI compounded at +23.16% per year against +21.54% for VTI; over five years the annualized figures are +23.34% and +12.11% respectively. Across the full 8-year window we track, SDCI has the edge at +12.13% annualized vs +8.07%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
SDCI has been the more volatile fund, with annualized monthly volatility of 16.7% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -45.8% for SDCI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.32. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SDCI charges 0.60% per year while VTI charges 0.03%. On a $10,000 position that is $60 vs $3 annually, a gap of $57 per year that compounds over a long holding period. On income, SDCI currently yields 2.81% against 1.07% for VTI.
Holdings Overlap
SDCI and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SDCI or VTI?
SDCI has an expense ratio of 0.60% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $57 per year of difference.
Which performed better, SDCI or VTI?
Over the past year SDCI returned +42.76% vs +21.39% for VTI, so SDCI leads on 1-year performance. Over the longest common window we track (8 years), SDCI annualized +12.13% vs +8.07% for VTI. Past performance does not guarantee future results.
Which is riskier, SDCI or VTI?
SDCI has been the more volatile fund at 16.7% annualized versus 15.3% for VTI. Worst drawdown: SDCI -45.8% vs VTI -56.6%.
Should I hold both SDCI and VTI?
SDCI and VTI have a monthly-return correlation of 0.32, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SDCI and VTI?
SDCI and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.
Which pays a higher dividend, SDCI or VTI?
SDCI yields 2.81% while VTI yields 1.07%, so SDCI currently pays the higher dividend yield.
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