SFTX vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSFTXSPYWinner
Expense Ratio0.82%0.09%
AUM$488M$789.1B
Dividend Yield0.21%1.01%
Holdings283505
YTD Return+20.07%+13.68%
1Y Return-+21.53%
3Y Return (annualized)-+21.44%
5Y Return (annualized)-+13.18%
Volatility (annualized)-15.3%
Max Drawdown-12.8%-56.5%
Fund FamilyHorizon FundsState Street Investment Management
CategoryEquityEquity
InceptionDec 2, 2025Jan 22, 1993

SFTX vs SPY Performance

Horizon International Managed Risk ETF (SFTX) is a ETF from Horizon Funds and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, SFTX is up 20.07% versus a gain of 13.68% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.8% for SFTX and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SFTX charges 0.82% per year while SPY charges 0.09%. On a $10,000 position that is $82 vs $9 annually, a gap of $73 per year that compounds over a long holding period. On income, SFTX currently yields 0.21% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

SFTX and SPY share 0 holdings out of 525 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SFTX or SPY?

SFTX has an expense ratio of 0.82% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $73 per year of difference.

What is the holdings overlap between SFTX and SPY?

SFTX and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 525 unique securities.

Which pays a higher dividend, SFTX or SPY?

SFTX yields 0.21% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.