SFTX vs VYM

Quick Verdict

VYM has a lower expense ratio. VYM offers more diversification with 558 holdings.

Lower Fees: VYMHigher Returns: TiedMore Diversified: VYM

Side-by-Side Comparison

MetricSFTXVYMWinner
Expense Ratio0.82%0.04%
AUM$488M$79.0B
Dividend Yield0.21%2.86%
Holdings283568
YTD Return+18.71%+16.10%
1Y Return-+25.99%
3Y Return (annualized)-+18.29%
5Y Return (annualized)-+12.35%
Volatility (annualized)-14.6%
Max Drawdown-12.8%-58.8%
Fund FamilyHorizon FundsVanguard (US)
CategoryEquityEquity
InceptionDec 2, 2025Nov 10, 2006

SFTX vs VYM Performance

Horizon International Managed Risk ETF (SFTX) is a ETF from Horizon Funds and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, SFTX is up 18.71% versus a gain of 16.10% for VYM.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.8% for SFTX and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SFTX charges 0.82% per year while VYM charges 0.04%. On a $10,000 position that is $82 vs $4 annually, a gap of $78 per year that compounds over a long holding period. On income, SFTX currently yields 0.21% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

SFTX and VYM share 0 holdings out of 580 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SFTX or VYM?

SFTX has an expense ratio of 0.82% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $78 per year of difference.

What is the holdings overlap between SFTX and VYM?

SFTX and VYM share 0 common holdings with a 0.0% weight overlap. Combined, they hold 580 unique securities.

Which pays a higher dividend, SFTX or VYM?

SFTX yields 0.21% while VYM yields 2.86%, so VYM currently pays the higher dividend yield.

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