SFTX vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI offers more diversification with 2783 holdings.

Lower Fees: VTIHigher Returns: TiedMore Diversified: VTI

Side-by-Side Comparison

MetricSFTXVTIWinner
Expense Ratio0.82%0.03%
AUM$488M$663.5B
Dividend Yield0.21%1.07%
Holdings2833,543
YTD Return+20.41%+14.96%
1Y Return-+22.39%
3Y Return (annualized)-+21.51%
5Y Return (annualized)-+12.36%
Volatility (annualized)-15.4%
Max Drawdown-12.8%-56.6%
Fund FamilyHorizon FundsVanguard (US)
CategoryEquityEquity
InceptionDec 2, 2025May 24, 2001

SFTX vs VTI Performance

Horizon International Managed Risk ETF (SFTX) is a ETF from Horizon Funds and Vanguard Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Year to date, SFTX is up 20.41% versus a gain of 14.96% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -12.8% for SFTX and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SFTX charges 0.82% per year while VTI charges 0.03%. On a $10,000 position that is $82 vs $3 annually, a gap of $79 per year that compounds over a long holding period. On income, SFTX currently yields 0.21% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

SFTX and VTI share 0 holdings out of 2805 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SFTX or VTI?

SFTX has an expense ratio of 0.82% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $79 per year of difference.

What is the holdings overlap between SFTX and VTI?

SFTX and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2805 unique securities.

Which pays a higher dividend, SFTX or VTI?

SFTX yields 0.21% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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