SHYL vs VXUS

SHYL vs VXUS

Which is better, SHYL or VXUS?

High Yield Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSHYLVXUS
Expense Ratio0.20%0.05%Best
AUM$266M$158.1B
Dividend Yield6.94%2.51%
Holdings8318,747
YTD Return+1.30%+12.57%Best
1Y Return+2.63%+19.71%Best
3Y Return (annualized)+7.52%+19.25%Best
5Y Return (annualized)+4.66%+8.59%Best
Volatility (annualized)6.4%Best15.8%
Max Drawdown-21.6%Best-39.9%
$10,000 over 5 years$12,558$15,099Best
Fund FamilyXtrackers ETFsVanguard (US)
CategoryFixed IncomeEquity
StyleHigh Yield BondLarge Cap Blend
InceptionJan 9, 2018Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 10, 2018 to Sep 15, 2026 (8.7 years).

SHYL vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 8.7 years both funds cover.

SHYL vs VXUS Performance

Xtrackers Short Duration High Yield Bond ETF (SHYL) is an ETF from Xtrackers ETFs and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year SHYL returned +2.63% while VXUS returned +19.71%. Year to date, SHYL is up 1.30% versus a gain of 12.57% for VXUS.

Over three years, SHYL compounded at +7.52% per year against +19.25% for VXUS; over five years the annualized figures are +4.66% and +8.59% respectively. Across the full 9-year window we track, VXUS has the edge at +6.53% annualized vs +2.49%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.8% compared with 6.4% for SHYL. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -21.6% for SHYL and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.81. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

SHYL charges 0.20% per year while VXUS charges 0.05%. On a $10,000 position that is $20 vs $5 annually, a gap of $15 per year that compounds over a long holding period. On income, SHYL currently yields 6.94% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 716 holdings in SHYL and 8,082 in VXUS, totalling 84.4% and 88.8% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.

1 positions in common, counted across the 716 positions we hold weights for in SHYL and 8,082 in VXUS, against full books of 831 and 8,747.

Top Shared Holdings

StockWeight in SHYLWeight in VXUSDifference
MIN:AUMineral Resources Ltd 9.25% 01Oct20280.09%0.02%0.07%

You are not choosing between two funds in isolation.

Whichever of SHYL and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SHYLVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SHYL or VXUS?

SHYL has an expense ratio of 0.20% while VXUS charges 0.05%. VXUS is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, SHYL or VXUS?

Over the past year SHYL returned +2.63% vs +19.71% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (9 years), SHYL annualized +2.49% vs +6.53% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SHYL or VXUS?

VXUS has been the more volatile fund at 15.8% annualized versus 6.4% for SHYL. Worst drawdown: SHYL -21.6% vs VXUS -39.9%.

Should I hold both SHYL and VXUS?

SHYL and VXUS have a monthly-return correlation of 0.81, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SHYL or VXUS?

SHYL yields 6.94% while VXUS yields 2.51%, so SHYL currently pays the higher dividend yield.

Is VXUS better than SHYL?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.