SLDR vs VYM

SLDR vs VYM
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Quick Verdict

VYM has a lower expense ratio. VYM delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: VYMMore Diversified: VYM

Side-by-Side Comparison

MetricSLDRVYMWinner
Expense Ratio0.12%0.04%
AUM$38M$81.6B
Dividend Yield3.69%2.24%
Holdings85616
YTD Return+0.95%+14.66%
1Y Return+2.66%+22.16%
3Y Return (annualized)-+18.72%
5Y Return (annualized)-+12.18%
Volatility (annualized)1.0%14.6%
Max Drawdown-0.9%-58.8%
Fund FamilyGlobal X by mirae AssetVanguard (US)
CategoryFixed IncomeEquity
InceptionSep 9, 2024Nov 10, 2006

SLDR vs VYM Performance

Global X Short-Term Treasury Ladder ETF (SLDR) is a ETF from Global X by mirae Asset and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SLDR returned +2.66% while VYM returned +22.16%. Year to date, SLDR is up 0.95% versus a gain of 14.66% for VYM.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 1.0% for SLDR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.9% for SLDR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.21. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SLDR charges 0.12% per year while VYM charges 0.04%. On a $10,000 position that is $12 vs $4 annually, a gap of $8 per year that compounds over a long holding period. On income, SLDR currently yields 3.69% against 2.24% for VYM.

Frequently Asked Questions

Which is cheaper, SLDR or VYM?

SLDR has an expense ratio of 0.12% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $8 per year of difference.

Which performed better, SLDR or VYM?

Over the past year SLDR returned +2.66% vs +22.16% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), SLDR annualized +2.83% vs +7.01% for VYM. Past performance does not guarantee future results.

Which is riskier, SLDR or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 1.0% for SLDR. Worst drawdown: SLDR -0.9% vs VYM -58.8%.

Should I hold both SLDR and VYM?

SLDR and VYM have a monthly-return correlation of 0.21, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SLDR or VYM?

SLDR yields 3.69% while VYM yields 2.24%, so SLDR currently pays the higher dividend yield.

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