SNOY vs VTI
YieldMax SNOW Option Income Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SNOY delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SNOY | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 1.04% | 0.03% | |
| AUM | $71M | $666.9B | |
| Dividend Yield | 64.60% | 1.07% | |
| Holdings | 16 | 3,543 | |
| YTD Return | +45.79% | +13.14% | |
| 1Y Return | +46.31% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 64.2% | 15.3% | |
| Max Drawdown | -50.9% | -56.6% | |
| Fund Family | YieldMax ETF | Vanguard (US) | |
| Category | Alternative | Equity | |
| Inception | Jun 10, 2024 | May 24, 2001 |
SNOY vs VTI Performance
YieldMax SNOW Option Income Strategy ETF (SNOY) is a ETF from YieldMax ETF and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SNOY returned +46.31% while VTI returned +22.35%. Year to date, SNOY is up 45.79% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
SNOY has been the more volatile fund, with annualized monthly volatility of 64.2% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -50.9% for SNOY and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.47. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SNOY charges 1.04% per year while VTI charges 0.03%. On a $10,000 position that is $104 vs $3 annually, a gap of $101 per year that compounds over a long holding period. On income, SNOY currently yields 64.60% against 1.07% for VTI.
Holdings Overlap
SNOY and VTI share 0 holdings out of 2790 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SNOY or VTI?
SNOY has an expense ratio of 1.04% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $101 per year of difference.
Which performed better, SNOY or VTI?
Over the past year SNOY returned +46.31% vs +22.35% for VTI, so SNOY leads on 1-year performance. Over the longest common window we track (2 years), SNOY annualized +42.51% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, SNOY or VTI?
SNOY has been the more volatile fund at 64.2% annualized versus 15.3% for VTI. Worst drawdown: SNOY -50.9% vs VTI -56.6%.
Should I hold both SNOY and VTI?
SNOY and VTI have a monthly-return correlation of 0.47, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SNOY and VTI?
SNOY and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, SNOY or VTI?
SNOY yields 64.60% while VTI yields 1.07%, so SNOY currently pays the higher dividend yield.
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