SPBC vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricSPBCVOOWinner
Expense Ratio0.54%0.03%
AUM$43M$997.4B
Dividend Yield0.85%1.08%
Holdings4509
YTD Return+10.73%+14.48%
1Y Return+14.04%+22.02%
3Y Return (annualized)+26.34%+21.80%
5Y Return (annualized)+14.97%+13.36%
Volatility (annualized)19.8%14.2%
Max Drawdown-33.8%-34.3%
Fund FamilySimplify Exchange Traded FundsVanguard (US)
CategoryAlternativeEquity
InceptionMay 24, 2021Sep 7, 2010

SPBC vs VOO Performance

Simplify US Equity PLUS Bitcoin Strategy ETF (SPBC) is a ETF from Simplify Exchange Traded Funds and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SPBC returned +14.04% while VOO returned +22.02%. Year to date, SPBC is up 10.73% versus a gain of 14.48% for VOO.

Over three years, SPBC compounded at +26.34% per year against +21.80% for VOO; over five years the annualized figures are +14.97% and +13.36% respectively. Across the full 5-year window we track, SPBC has the edge at +16.18% annualized vs +13.61%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPBC has been the more volatile fund, with annualized monthly volatility of 19.8% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -33.8% for SPBC and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SPBC charges 0.54% per year while VOO charges 0.03%. On a $10,000 position that is $54 vs $3 annually, a gap of $51 per year that compounds over a long holding period. On income, SPBC currently yields 0.85% against 1.08% for VOO.

Holdings Overlap

0.0%overlap

SPBC and VOO share 0 holdings out of 507 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPBC or VOO?

SPBC has an expense ratio of 0.54% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, SPBC or VOO?

Over the past year SPBC returned +14.04% vs +22.02% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (5 years), SPBC annualized +16.18% vs +13.61% for VOO. Past performance does not guarantee future results.

Which is riskier, SPBC or VOO?

SPBC has been the more volatile fund at 19.8% annualized versus 14.2% for VOO. Worst drawdown: SPBC -33.8% vs VOO -34.3%.

Should I hold both SPBC and VOO?

SPBC and VOO have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SPBC and VOO?

SPBC and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 507 unique securities.

Which pays a higher dividend, SPBC or VOO?

SPBC yields 0.85% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.

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