SPY vs VBCJ
State Street SPDR S&P 500 ETF Trust vs Vanguard Target Maturity 2036 Corporate Bond ETF
Which is better, SPY or VBCJ?
Large Cap Blend against Long Term Mid Quality.
VBCJ has a lower expense ratio.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | SPY | VBCJ |
|---|---|---|
| Expense Ratio | 0.09% | 0.08%Best |
| AUM | $804.7B | $18M |
| Dividend Yield | 0.98% | 1.77% |
| Holdings | 505 | 187 |
| YTD Return | +13.82%Best | -0.48% |
| 1Y Return | +16.96% | - |
| 3Y Return (annualized) | +22.97% | - |
| 5Y Return (annualized) | +13.73% | - |
| Fund Family | State Street Investment Management | Vanguard (US) |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Long Term Mid Quality |
| Inception | Jan 22, 1993 | Mar 10, 2026 |
Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.
SPY vs VBCJ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
SPY vs VBCJ Performance
State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Vanguard Target Maturity 2036 Corporate Bond ETF (VBCJ) is an ETF from Vanguard (US). Year to date, SPY is up 13.82% versus a loss of 0.48% for VBCJ.
Past performance does not guarantee future results.
Fees and Cost Over Time
SPY charges 0.09% per year while VBCJ charges 0.08%. On a $10,000 position that is $9 vs $8 annually, a gap of $1 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 1.77% for VBCJ.
Holdings Overlap
At least 29.9% of SPY's money is in holdings VBCJ also owns.
Stated as a floor: for VBCJ, our book for it covers 28.0% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
SPY and VBCJ share little of their money.
37 positions in common, counted across the 504 positions we hold weights for in SPY and 42 in VBCJ, against full books of 505 and 187.
Top Shared Holdings
| Stock | Weight in SPY | Weight in VBCJ | Difference |
|---|---|---|---|
| AAPLApple, Inc | 7.26% | 0.36% | 6.90% |
| MSFTMicrosoft Corp | 5.66% | 0.45% | 5.21% |
| AMZNAmazon.Com Inc | 3.79% | 1.76% | 2.03% |
| METAMeta Platforms Inc | 1.93% | 1.72% | 0.21% |
| AVGOBroadcom Inc | 2.66% | 0.63% | 2.03% |
| JPMJpmorgan Chase | 1.45% | 1.05% | 0.40% |
| BACBank Of America Corp. | 0.62% | 1.04% | 0.42% |
| ORCLOracle Corp - Common | 0.36% | 1.26% | 0.90% |
| JNJJohnson & Johnson - Common | 0.99% | 0.26% | 0.73% |
| VVisa Inc Class A | 0.94% | 0.21% | 0.73% |
29.9% of SPY is already inside VBCJ.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, SPY or VBCJ?
SPY has an expense ratio of 0.09% while VBCJ charges 0.08%. VBCJ is the cheaper option, by $1 a year on a $10,000 investment.
What is the holdings overlap between SPY and VBCJ?
At least 29.9% of SPY's money is in holdings VBCJ also owns. Our book for VBCJ is partial, so the real figure is this or higher. They hold 37 positions in common, counted across the 504 positions we hold weights for in SPY and 42 in VBCJ.
Which pays a higher dividend, SPY or VBCJ?
SPY yields 0.98% while VBCJ yields 1.77%, so VBCJ currently pays the higher dividend yield.
Is VBCJ better than SPY?
VBCJ has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.