VBCJ vs VYM
Vanguard Target Maturity 2036 Corporate Bond ETF vs Vanguard High Dividend Yield ETF
Quick Verdict
VYM has a lower expense ratio. VYM offers more diversification with 613 holdings.
Side-by-Side Comparison
| Metric | VBCJ | VYM | Winner |
|---|---|---|---|
| Expense Ratio | 0.08% | 0.04% | |
| AUM | $12M | $81.6B | |
| Dividend Yield | 1.32% | 2.24% | |
| Holdings | 187 | 613 | |
| YTD Return | +0.52% | +14.57% | |
| 1Y Return | - | +21.08% | |
| 3Y Return (annualized) | - | +18.16% | |
| 5Y Return (annualized) | - | +12.00% | |
| Volatility (annualized) | - | 14.6% | |
| Max Drawdown | -2.5% | -58.8% | |
| Fund Family | Vanguard (US) | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 10, 2026 | Nov 10, 2006 |
VBCJ vs VYM Performance
Vanguard Target Maturity 2036 Corporate Bond ETF (VBCJ) is a ETF from Vanguard (US) and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Year to date, VBCJ is up 0.52% versus a gain of 14.57% for VYM.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -2.5% for VBCJ and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
VBCJ charges 0.08% per year while VYM charges 0.04%. On a $10,000 position that is $8 vs $4 annually, a gap of $4 per year that compounds over a long holding period. On income, VBCJ currently yields 1.32% against 2.24% for VYM.
Holdings Overlap
VBCJ and VYM share 48 holdings out of 652 unique holdings combined, representing a 12.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VBCJ or VYM?
VBCJ has an expense ratio of 0.08% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $4 per year of difference.
What is the holdings overlap between VBCJ and VYM?
VBCJ and VYM share 48 common holdings with a 12.7% weight overlap. Combined, they hold 652 unique securities.
Which pays a higher dividend, VBCJ or VYM?
VBCJ yields 1.32% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.
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