SPY vs VNIE

SPY vs VNIE
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Quick Verdict

SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SPYMore Diversified: SPY

Side-by-Side Comparison

MetricSPYVNIEWinner
Expense Ratio0.09%0.60%
AUM$821.1B$9M
Dividend Yield1.01%0.32%
Holdings50548
YTD Return+14.24%+2.86%
1Y Return+21.71%+1.75%
3Y Return (annualized)+22.10%-
5Y Return (annualized)+13.21%-
Volatility (annualized)15.3%15.6%
Max Drawdown-56.5%-13.1%
Fund FamilyState Street Investment ManagementVontobel
CategoryEquityEquity
InceptionJan 22, 1993May 14, 2025

SPY vs VNIE Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Vontobel International Equity Active ETF (VNIE) is a ETF from Vontobel. Over the past year SPY returned +21.71% while VNIE returned +1.75%. Year to date, SPY is up 14.24% versus a gain of 2.86% for VNIE.

Risk: Volatility and Drawdowns

VNIE has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -13.1% for VNIE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.61. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while VNIE charges 0.60%. On a $10,000 position that is $9 vs $60 annually, a gap of $51 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.32% for VNIE.

Holdings Overlap

1.1%overlap

SPY and VNIE share 4 holdings out of 545 unique holdings combined, representing a 1.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in VNIEDifference
KO0.50%4.88%4.38%
ICE0.13%4.06%3.93%
PM0.44%3.46%3.02%
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Frequently Asked Questions

Which is cheaper, SPY or VNIE?

SPY has an expense ratio of 0.09% while VNIE charges 0.60%. SPY is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, SPY or VNIE?

Over the past year SPY returned +21.71% vs +1.75% for VNIE, so SPY leads on 1-year performance. Over the longest common window we track (1 years), SPY annualized +8.86% vs +1.50% for VNIE. Past performance does not guarantee future results.

Which is riskier, SPY or VNIE?

VNIE has been the more volatile fund at 15.6% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs VNIE -13.1%.

Should I hold both SPY and VNIE?

SPY and VNIE have a monthly-return correlation of 0.61, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and VNIE?

SPY and VNIE share 4 common holdings with a 1.1% weight overlap. Combined, they hold 545 unique securities.

Which pays a higher dividend, SPY or VNIE?

SPY yields 1.01% while VNIE yields 0.32%, so SPY currently pays the higher dividend yield.

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