SPY vs WCBR

Quick Verdict

SPY has a lower expense ratio. WCBR delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: WCBRMore Diversified: SPY

Side-by-Side Comparison

MetricSPYWCBRWinner
Expense Ratio0.09%0.45%
AUM$789.1B$104M
Dividend Yield1.01%0.00%
Holdings50532
YTD Return+14.47%+60.85%
1Y Return+21.96%+45.91%
3Y Return (annualized)+21.70%+30.68%
5Y Return (annualized)+13.30%+10.93%
Volatility (annualized)15.3%29.7%
Max Drawdown-56.5%-52.3%
Fund FamilyState Street Investment ManagementWisdomTree Investments
CategoryEquityEquity
InceptionJan 22, 1993Jan 26, 2021

SPY vs WCBR Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and WisdomTree Cybersecurity Fund (WCBR) is a ETF from WisdomTree Investments. Over the past year SPY returned +21.96% while WCBR returned +45.91%. Year to date, SPY is up 14.47% versus a gain of 60.85% for WCBR.

Over three years, SPY compounded at +21.70% per year against +30.68% for WCBR; over five years the annualized figures are +13.30% and +10.93% respectively. Across the full 6-year window we track, WCBR has the edge at +11.05% annualized vs +8.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

WCBR has been the more volatile fund, with annualized monthly volatility of 29.7% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -52.3% for WCBR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPY charges 0.09% per year while WCBR charges 0.45%. On a $10,000 position that is $9 vs $45 annually, a gap of $36 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for WCBR.

Holdings Overlap

1.1%overlap

SPY and WCBR share 6 holdings out of 522 unique holdings combined, representing a 1.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in WCBRDifference
CRWD0.31%6.33%6.02%
PANW0.45%4.86%4.41%
DDOG0.13%5.14%5.01%
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Frequently Asked Questions

Which is cheaper, SPY or WCBR?

SPY has an expense ratio of 0.09% while WCBR charges 0.45%. SPY is the cheaper option. On a $10,000 investment, that is $36 per year of difference.

Which performed better, SPY or WCBR?

Over the past year SPY returned +21.96% vs +45.91% for WCBR, so WCBR leads on 1-year performance. Over the longest common window we track (6 years), SPY annualized +8.87% vs +11.05% for WCBR. Past performance does not guarantee future results.

Which is riskier, SPY or WCBR?

WCBR has been the more volatile fund at 29.7% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs WCBR -52.3%.

Should I hold both SPY and WCBR?

SPY and WCBR have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPY and WCBR?

SPY and WCBR share 6 common holdings with a 1.1% weight overlap. Combined, they hold 522 unique securities.

Which pays a higher dividend, SPY or WCBR?

SPY yields 1.01% while WCBR yields 0.00%, so SPY currently pays the higher dividend yield.

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