SPY vs XRPR
State Street SPDR S&P 500 ETF Trust vs REX-Osprey XRP ETF
Quick Verdict
SPY has a lower expense ratio. SPY delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | SPY | XRPR | Winner |
|---|---|---|---|
| Expense Ratio | 0.09% | 0.75% | |
| AUM | $821.1B | $39M | |
| Dividend Yield | 1.01% | 0.00% | |
| Holdings | 505 | 4 | |
| YTD Return | +12.68% | -31.60% | |
| 1Y Return | +21.82% | -56.51% | |
| 3Y Return (annualized) | +21.98% | - | |
| 5Y Return (annualized) | +12.89% | - | |
| Volatility (annualized) | 15.3% | - | |
| Max Drawdown | -56.5% | -68.3% | |
| Fund Family | State Street Investment Management | REX Shares | |
| Category | Equity | Alternative | |
| Inception | Jan 22, 1993 | Sep 18, 2025 |
SPY vs XRPR Performance
State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and REX-Osprey XRP ETF (XRPR) is a ETF from REX Shares. Over the past year SPY returned +21.82% while XRPR returned -56.51%. Year to date, SPY is up 12.68% versus a loss of 31.60% for XRPR.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -56.5% for SPY and -68.3% for XRPR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SPY charges 0.09% per year while XRPR charges 0.75%. On a $10,000 position that is $9 vs $75 annually, a gap of $66 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.00% for XRPR.
Holdings Overlap
SPY and XRPR share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SPY or XRPR?
SPY has an expense ratio of 0.09% while XRPR charges 0.75%. SPY is the cheaper option. On a $10,000 investment, that is $66 per year of difference.
Which performed better, SPY or XRPR?
Over the past year SPY returned +21.82% vs -56.51% for XRPR, so SPY leads on 1-year performance. Past performance does not guarantee future results.
What is the holdings overlap between SPY and XRPR?
SPY and XRPR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.
Which pays a higher dividend, SPY or XRPR?
SPY yields 1.01% while XRPR yields 0.00%, so SPY currently pays the higher dividend yield.
Popular ETF Comparisons
Get Full ETF Analytics
Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.